Pathfinder Bancorp Inc Q3 EPS $0.10, Revenue $11.6 Million

Pathfinder Bancorp Inc reported Q3 EPS of $0.10 and revenue of $11.6 million, a significant improvement from the previous quarter and a recovery from a net loss in Q3 2024. Net interest income rose to $11.6 million, driven by higher interest and dividend income and a reduction in interest expense. Total deposits grew to $1.23 billion, supported by an increase in core deposits. The company is focused on credit risk management and balance sheet optimization, but faces ongoing challenges in credit risk management.