OptimumBank Holdings Reports Q4 2025 Net Earnings of $4.85 Million

Monday, Feb 2, 2026 8:47 am ET1min read
OPHC--

OptimumBank Holdings reported Q4 2025 net earnings of $4.85 million, or $0.42 per basic share, and $0.21 per diluted share. Gross loan portfolio increased by $145.07 million, or 17.83%, to $958.79 million, while total deposits declined by $27.74 million to $931.75 million. Total assets grew by $28.64 million to $1.11 billion, and total stockholders' equity increased by $5.00 million to $121.90 million.

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