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OptimumBank Holdings reported Q3 2025 net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share. This compares to Q2 2025 net earnings of $3.60 million, or $0.31 per basic share, and $0.15 per diluted share, and Q3 2024 net earnings of $3.30 million, or $0.34 per basic share, and $0.15 per diluted share. Total deposits grew by $80.62 million to $959.49 million, and gross loans increased by $29.16 million during the quarter.

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