OppFi's LOLA Migration Paves Path to Long-term Success with Double-digit Revenue Growth

OppFi (OPFI) is optimistic about the long-term scalability of its Loan Origination Lending Application (LOLA), which will be tested in Q4 2025 and migrated in Q1 2026. LOLA has shown early success with increased automated approval, improving revenues and reducing expenses. Despite potential operational risks, the company expects double-digit revenue and adjusted net income growth in 2026. OppFi trades at a forward 12-month P/E ratio of 5.87X, lower than Cantaloupe's 23.01X but higher than Global Payments' 5.41X.