OpenAI to Integrate Payment Checkout System into ChatGPT

OpenAI is reportedly developing a payment checkout system within ChatGPT, which would allow merchants to pay a commission to the company. The move aims to tap into the heavy user traffic on ChatGPT and supplement OpenAI's traditional subscription model. The checkout feature is still in development, and OpenAI and partners like Shopify have been discussing financial terms with brands.

OpenAI is reportedly developing a payment checkout system within its ChatGPT platform, aiming to tap into the heavy user traffic and generate additional revenue streams. According to a report by The Financial Times, the company plans to integrate a payment system that would allow merchants to pay a commission to OpenAI for transactions facilitated through ChatGPT [3].

The integration of a payment checkout system within ChatGPT would enable OpenAI to supplement its traditional subscription model, which currently generates substantial revenue. The company's annualized revenue run rate surged to $10 billion as of June 2025, up from $5.5 billion in December 2024, despite a significant loss of around $5 billion in 2024 [3].

OpenAI has been in discussions with partners like Shopify to develop the checkout feature. The two companies had announced a partnership earlier this year, with Shopify helping to enhance the shopping feature on ChatGPT. While the payment system is still in development, OpenAI and Shopify have been presenting early versions to brands and discussing financial terms [3].

This move comes as OpenAI continues to innovate and expand its offerings. The company has also been working on AI tools for Excel and PowerPoint, aiming to reduce users' reliance on Microsoft's Office apps. Additionally, OpenAI is developing an AI agent that can generate reports based on public or corporate data [1].

OpenAI's efforts to diversify its revenue streams and enhance its productivity tools indicate a strategic shift towards leveraging its extensive user base and technological capabilities to generate new income sources.

References:
[1] https://www.gadgets360.com/ai/news/openai-chatgpt-microsoft-excel-powerpoint-spreadsheet-presentation-support-editing-report-8885208
[2] https://www.cnbc.com/2025/07/15/openai-mira-murati-thinking-machines-lab.html
[3] https://m.economictimes.com/tech/artificial-intelligence/openai-working-on-payment-checkout-system-within-chatgpt-report/articleshow/122581812.cms