Open Lending shares up 21.49% intraday after Q4 2025 profit and 2026 guidance.

think> Okay, let's tackle this user's request. They want me to transform a given text into a concise news headline following specific rules. First, I need to understand the input and the example they provided. The input is about Open Lending's stock surge during intraday trading. The main points are the 21.48760331% increase, which needs to be rounded to two decimals (so 21.49%), the time period is intraday, and the reasons for the price movement. The reasons include the Q4 2025 earnings report showing a net profit of $1.7 million compared to a $144 million loss in Q4 2024. Also, the company provided 2026 guidance for loan certifications and adjusted EBITDA. The example they gave uses a structure where the headline starts with the company name, the percentage change, time period, and then a brief reason. The example also includes the full details after a line break, but the user's instruction says to provide a brief reason. Wait, the example output has the company name, percentage, time, and reason in the first part, and then the rest of the details. But the user's rules mention "a brief reason for the price movement, retaining key information." So maybe I need to condense the reasons into a concise statement without listing all the bullet points. Let me check the rules again: - Keep the company name unchanged: Open Lending. - Round the percentage to two decimals: 21.49%. - Add the time period: intraday. - Provide a brief reason, retaining key info. The key points are the Q4 2025 earnings (profit vs. loss), 2026 guidance on loan certifications and EBITDA, and Q1 2026 guidance showing business expansion. So the brief reason should mention the earnings turnaround and the guidance. Maybe something like "due to its Q4 2025 earnings showing a net profit of $1.7 million compared to a $144 million loss in Q4 2024, along with 2026 guidance for loan certifications and adjusted EBITDA." Wait, the user's example includes the full announcement details in the output but the rules say to "provide a brief reason for the price movement, retaining key information." So the headline should include the main reason, not all the details. The example actually includes more details after a line break, but maybe in the actual output, it's just the headline. Wait, the example's output has the headline part and then more details. But the user's instruction says to "transform the following text according to the above rules," which includes all the info. Wait, the example output has two paragraphs: the first is the headline with the company name, percentage, time, and reason, and the second is the full details. But the user's instruction says to "write articles in English," so maybe the output should be a full article with a headline followed by the details. However, the user's example shows the first part as the headline and the rest as the body. But the user's rules mention "a brief reason for the price movement, retaining key information." So perhaps the headline part is the concise version, and the rest is the detailed info. But the user's example output includes both parts. So maybe the user wants the headline as the first sentence, followed by the full details. But the user's instruction says to "transform the following text into a concise news headline," but the example shows more than a headline. Maybe the user is confused, but given the example, I need to follow that structure. So the first part is the headline with the company name, percentage, time, and brief reason. The second part is the full details. The user's example includes both. So I need to structure it similarly. Let me start with the company name: Open Lending. Percentage change: 21.49% (rounded to two decimals). Time period: intraday. Brief reason: The company reported Q4 2025 net profit of $1.7M vs. $144M loss in Q4 2024, provided 2026 guidance for loan certifications and adjusted EBITDA. Putting it together: "Open Lending surged 21.49% intraday, driven by its Q4 2025 earnings showing a net profit of $1.7 million compared to a $144 million loss in Q4 2024, along with 2026 guidance for loan certifications and adjusted EBITDA." Then the full details would follow, but the user's example includes the full details after a line break. So I need to include all the bullet points in the second part, formatted properly. Check the dates: all the information is from March 1.