OP Bancorp's Q4 Results: No Cause for Concern

Friday, Jan 23, 2026 4:55 pm ET1min read
OPBK--

OP Bancorp's Q4 earnings results show no cause for concern, with its net interest income increasing by 34% YoY to $22.8mln. The bank's non-interest income also rose 13% to $8.2mln. OP Bancorp's loan growth was strong, with a 24% YoY increase in gross loans, and its efficiency ratio improved to 57.3% from 62.2% in Q4 2021. Overall, the results demonstrate the bank's solid performance and its ability to navigate the challenging regional banking landscape.

OP Bancorp's Q4 Results: No Cause for Concern

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