OneMain Holdings' 15min chart signals MACD Death Cross, KDJ Death Cross.

At 09:45 on September 2, 2025, OneMain Holdings' 15-minute chart triggered a MACD Death Cross and a KDJ Death Cross, signaling a potential decline in the stock price. The momentum of the stock price is shifting towards the downside, and there is a potential for further decreases in the stock price.

At 09:45 on September 2, 2025, OneMain Holdings' (NYSE: OMF) 15-minute chart triggered a MACD Death Cross and a KDJ Death Cross, signaling a potential decline in the stock price. The momentum of the stock price is shifting towards the downside, and there is a potential for further decreases in the stock price.

OneMain Holdings, a leading consumer finance company, has been navigating a complex financial landscape characterized by cautious growth strategies, improving credit quality, and ongoing macroeconomic uncertainties. Despite these challenges, the company has demonstrated remarkable resilience and growth. Over the past year, the company's stock has shown remarkable strength, delivering a 35% return and currently trading near its 52-week high [1].

In its most recent earnings report, OneMain demonstrated operational efficiency and profitability. The company reported a strong earnings beat for the first quarter of 2025, with core earnings per share (EPS) of $1.72, surpassing both analyst estimates and street expectations. This performance underscores the company’s operational efficiency and profitability, reflected in its impressive 92.9% gross profit margin and robust revenue growth of 9.8% over the last twelve months [1].

OneMain's management has maintained a conservative stance on underwriting, which has paid off in terms of credit quality. The company’s aggregate trust delinquency rates have shown improvement, with a month-over-month decrease of 8 basis points reported in February 2025. However, year-over-year comparisons still indicate a slight increase in delinquencies, reflecting the ongoing challenges in the consumer credit market [1].

The company's cautious growth strategy for 2025 projects managed receivables growth of 5% to 8% year-over-year, reflecting a prudent approach in light of economic uncertainties. A key element of OneMain’s growth strategy is its expansion into auto lending, as evidenced by the acquisition of Foursight Capital [1].

OneMain Holdings has a strong liquidity position, highlighted by recent refinancing activities including the issuance of $900 million in new unsecured senior notes and a $900 million auto ABS facility. The company’s dividend yield of 6.72%, supported by a dividend payment of $4.16 per share, is particularly attractive to income-focused investors and stands out in the financial services sector [1].

However, the recent technical sell signals on the 15-minute chart suggest a potential decline in stock price. The MACD Death Cross and KDJ Death Cross indicate a shift in momentum towards the downside, which could lead to further decreases in the stock price [2].

Despite these technical indicators, OneMain Holdings presents a complex investment case. The company maintains a strong financial health score of 2.9 (rated as "GOOD" by InvestingPro), with particularly high marks in price momentum and profitability metrics [1].

References:
[1] https://www.investing.com/news/swot-analysis/onemain-holdings-swot-analysis-consumer-lenders-stock-faces-growth-challenges-93CH-4218337
[2] https://www.investingpro.com/charting-tools/macd-death-cross