Nu Holdings Trading Volume Surges 50 85 to 710 Million Ranking 129th as Shares Plunge 2 91 Despite Record Earnings and 40 Revenue Growth

On August 14, 2025, Nu Holdings (NU) saw a trading volume of $0.71 billion, a 50.85% increase from the previous day, ranking 129th in market activity. The stock closed down 2.91%, despite strong second-quarter earnings reported earlier in the week.

Nu Holdings released its Q2 2025 results, highlighting robust growth in customer base and revenue. The company added 4.1 million customers, bringing the total to 122.7 million, with Brazil accounting for over 60% of its domestic adult population. Revenue surged to $3.7 billion, a 40% year-over-year rise on a foreign exchange-neutral basis, driven by a 14% sequential increase in gross profit to $1.55 billion. Net income nearly tripled in two years, reaching $637 million, with an annualized return on equity of 28%. The company maintained low operating costs, with the monthly average cost to serve per active customer steady at $0.80, while asset quality metrics showed mixed trends, including a decline in 15-90 day non-performing loan ratios in Brazil.

International expansion continued to gain traction, with Mexico and Colombia adding significant customer growth. In Mexico, deposits rose to $6.7 billion, and Colombia’s deposit base jumped 841% year-over-year to $2.1 billion. The credit portfolio expanded 40% to $27.3 billion, with active credit customers reaching 55 million. Nu also reported a 70% year-over-year increase in active investment and crypto users, reinforcing its multi-product platform strategy.

The strategy of buying the top 500 stocks by daily trading volume and holding them for one day from 2022 to 2025 yielded a 0.98% average daily return, with a cumulative 31.52% total return over 365 days. This suggests short-term momentum was partially captured, though market volatility and timing risks remained evident.