Nu Holdings Surges 2.81% on Q2 Earnings Beat and Analyst Upgrades Ranks 103rd in Volume Amid $730M Turnover

On August 27, 2025, Nu Holdings (NU) rose 2.81% to close at $14.645, outpacing the broader market. The stock traded with a $0.73 billion turnover, a 27.34% decline from the prior day, and ranked 103rd in volume among listed equities. The rally was driven by Q2 earnings that exceeded expectations, with revenue surging 42% year-over-year to $3.67 billion, fueled by 4.2 million new customers. Analysts from Jefferies, Citi, and Morgan Stanley upgraded the stock to Buy/Outperform, citing strategic expansion and financial resilience, while options activity spiked 370% as traders positioned for further momentum.

The earnings report highlighted 17% year-over-year growth in Nu’s customer base to 122.7 million and a 41% increase in deposits. A 4.4% non-performing loan ratio in Brazil underscored operational strength. Analysts also noted Nu’s strategic hires, including a former central bank governor, as a catalyst for global expansion. Despite technical indicators suggesting overbought conditions—RSI at 74.4 and price above the 200-day moving average—bullish momentum persisted, with key resistance near $16.145, the 52-week high.

Backtest analysis of Nu’s performance revealed a 52.97% win rate for a 3-day holding period following intraday gains above 3%. The average return expanded to 3.15% over 30 days, with a peak return of 6.63% on day 59. This suggests that short-term strategies leveraging intraday volatility could enhance returns, provided the stock maintains its current trajectory. Investors are advised to monitor support at $14.25 and resistance at $14.67 ahead of potential catalysts, including the next earnings cycle and regulatory developments in key markets.