Nu Holdings Ltd. Stock Rises Higher Than Market: Key Facts

Nu Holdings Ltd. (NU) ended at $12.96, a +1.33% change from the previous day, outpacing the S&P 500's 0.78% gain. The company is set to release earnings on August 14, 2025, with an expected EPS of $0.13 and quarterly revenue of $3.66 billion. The Zacks Rank system, which takes into account estimate changes, assigns NU a #3 (Hold) rating. Nu Holdings Ltd. has a Forward P/E ratio of 23.4 and a PEG ratio of 0.72, slightly above its industry average.

Nu Holdings Ltd. (NU) ended the trading day at $12.96, marking a 1.33% increase from the previous day's close, significantly outperforming the S&P 500's 0.78% gain. The stock's momentum is driven by robust financial performance and strategic initiatives. The company is set to release its second-quarter earnings on August 14, 2025, with expectations for an EPS of $0.13 and quarterly revenue of $3.66 billion. The Zacks Rank system assigns NU a #3 (Hold) rating, indicating a cautious outlook [2].

On July 16, 2025, Nu Holdings reported a trading volume of 14.57 billion, ranking 55th among the day's stock market trades. The stock rose by 2.29%, marking its third consecutive day of gains and a total increase of 7.95% over the past three days [1]. This strong performance is attributed to the company's strategic partnership with a leading fintech company to enhance its digital banking services. The collaboration aims to leverage advanced technologies to improve customer experience and expand market reach, driving growth and innovation in Nu's financial services offerings [1].

Nu Holdings' second-quarter financial results for 2025 were particularly impressive. The company reported a 20% year-over-year increase in revenue, driven by increased user engagement and expanded service offerings. This growth reflects Nu's successful execution of its strategic plans and its ability to capitalize on market opportunities [1]. The company's operating leverage remains a significant tailwind, with cost to serve declining by over 80% in recent years to under $1 per customer, while average revenue per active customer (ARPAK) can expand more than fivefold over time [2].

Nu Holdings has also been recognized for its commitment to sustainability and corporate social responsibility. The company has implemented various initiatives to reduce its environmental impact and promote social welfare, earning accolades from industry experts and strengthening its reputation as a responsible corporate citizen [1].

Looking ahead, Nu Holdings is poised for further growth. The company's Forward P/E ratio of 23.4 and PEG ratio of 0.72 are slightly above industry averages, indicating a cautious valuation but also potential for growth. The company's strategic focus on expanding its customer base and market penetration, particularly in Brazil, Mexico, and Colombia, positions it well to capitalize on the shift from cash to digital banking [2].

References:
[1] https://www.ainvest.com/news/nu-holdings-surges-2-29-55th-ranked-trading-day-14-57-billion-volume-2507/
[2] https://www.marketbeat.com/earnings/reports/2025-5-13-nu-holdings-ltd-stock/