Nu Holdings Sees Bullish Sentiment with Stock Uptick, Analysts Expect 9.08% Upside

Nu Holdings (NU) stock price rose 18 cents or 1.37% to $12.96, with options trading volume matching the average and leaning towards calls over puts. Implied volatility decreased but remains above the 52-week median, indicating investors expect a daily price movement of around $0.39. Analysts forecast an average target price of $14.14, implying a 9.08% upside from the current price. The estimated GF Value is $30.49, suggesting a 135.26% upside.

Nu Holdings (NU) stock price rose 18 cents or 1.37% to $12.96 on Wednesday, July 23, 2025, with options trading volume matching the average and leaning towards calls over puts. Implied volatility decreased but remains above the 52-week median, indicating investors expect a daily price movement of around $0.39. Analysts forecast an average target price of $14.14, implying a 9.08% upside from the current price. The estimated GF Value is $30.49, suggesting a 135.26% upside [1].

The stock has shown resilience, with a 13.15% gain over the previous month, outperforming the Finance sector and the S&P 500. Nu Holdings is expected to report earnings on August 14, 2025, with analysts forecasting an EPS of $0.12 and revenue of $3.66 billion, indicating a 28.32% increase from the same quarter last year. The company's full-year Zacks Consensus Estimates call for earnings of $0.54 per share and revenue of $14.9 billion, representing year-over-year changes of +20% and +29.38%, respectively [2].

Analysts have revised their estimates upwards, reflecting a favorable outlook on the company's business health and profitability. Nu Holdings is currently ranked as a Zacks Rank #3 (Hold), with a Forward P/E ratio of 25.49, indicating a premium compared to its industry's Forward P/E of 9.77. The company's PEG ratio of 0.79 is also lower than the industry average of 0.98, suggesting undervaluation [2].

Despite the recent decline, Nu Holdings has shown signs of resilience. On July 25, 2025, the stock traded at $13.13, up 2.3% intraday, nearing its 52-week high of $16.15. Institutional investors have increased their stakes, while analysts forecast an average target price of $14.05 over the next year, with estimates ranging from $7.70 to $19.00, implying an average upside of 4.84% from the current price of $13.41 [3].

Nu Holdings' stock price has been fluctuating, with a -4.99% loss over the last two weeks. However, the company's strong earnings performance and positive analyst revisions suggest a potential upside in the near future. Investors should keep a close eye on the company's earnings report and analyst revisions for further insights into the stock's potential.

References:
[1] https://stockinvest.us/stock/NU
[2] https://www.sharewise.com/de/news_articles/Nu_Holdings_Ltd_NU_Beats_Stock_Market_Upswing_What_Investors_Need_to_Know_Zacks_20250717_2345
[3] https://www.ainvest.com/news/nu-holdings-nu-shares-4-18-july-18-analysts-forecast-average-target-price-14-05-2507/