Nu Holdings Ltd (NU) Shares Down 4.18% on July 18: Analysts Forecast Average Target Price of $14.05

Shares of Nu Holdings Ltd (NU) fell 4.18% on Jul 18, reaching an intraday low of $13.37. The stock is 16.97% below its 52-week high and 48.78% above its 52-week low. Analysts forecast an average target price of $14.05, with a high estimate of $19.00 and a low estimate of $7.70. The estimated GF Value in one year is $30.49, suggesting a 127.45% upside from the current price.

Shares of Nu Holdings Ltd (NU) experienced a significant decline on July 18, falling by 4.18% in mid-day trading. The stock reached an intraday low of $13.37, before recovering slightly to $13.41, down from its previous close of $13.99. This drop places NU 16.97% below its 52-week high of $16.15 and 48.78% above its 52-week low of $9.01 [1].

The trading volume on July 18 was 42,362,823 shares, representing 59.9% of the average daily volume of 70,688,623 shares. Wall Street analysts have forecast an average target price of $14.05 for Nu Holdings Ltd (NU) over the next year, with estimates ranging from $7.70 to $19.00. This implies an average upside of 4.84% from the current price of $13.41 [1].

The consensus recommendation from 17 brokerage firms is currently "Outperform," with an average rating of 2.5 on a scale of 1 to 5. GuruFocus estimates the GF Value for Nu Holdings Ltd (NU) to be $30.49 in one year, suggesting a potential 127.45% upside from the current price of $13.405 [1].

Despite the recent decline, Nu Holdings Ltd (NU) has shown signs of resilience. On July 25, 2025, the stock traded at $13.13, up 2.3% intraday, nearing its 52-week high of $16.15. Institutional investors, including NBC and MassMutual, increased their stakes, while Emerald Advisers cut their holdings by nearly half. This activity has fueled volatility in the stock, with technical indicators suggesting bullish momentum [2].

Nu Holdings Ltd (NU) reported mixed earnings in Q2, missing EPS estimates by $0.01 but beating revenue forecasts by $160M to $3.25B. The stock's price action has been influenced by a tug-of-war between strategic buying and profit-taking, with institutional activity and technicals driving volatility. Bulls are testing resistance near the upper Bollinger Band at $14.26, while bears watch for a retreat below the 200-day MA at $12.48 [2].

Analysts expect Nu Holdings Ltd (NU) to report earnings of $0.12 per share on August 14, 2025, with revenue projected to be $3.66 billion. The company's Forward P/E ratio is currently 23.98, which is a premium compared to its industry average Forward P/E of 10.06. Despite these positive developments, Nu Holdings Ltd (NU) faced challenges such as declining net interest margins and increased credit loss allowances [3].

Investors will continue to monitor the company's performance and earnings report, scheduled for August 14, 2025. The stock's recent decline and mixed analyst forecasts suggest a cautious approach, but the strong customer growth and revenue increases indicate potential long-term growth opportunities.

References:
[1] https://www.gurufocus.com/news/2988189/nu-holdings-ltd-nu-shares-down-418-on-jul-18
[2] https://www.ainvest.com/news/nu-holdings-surges-2-3-fueling-rally-2507/
[3] https://www.ainvest.com/news/nu-holdings-fintech-growth-profit-expansion-time-invest-2507/