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NerdWallet Reports Q2 Earnings: Revenue $186.9M, EPS 11c vs (12c) Last Year
ByAinvest
Friday, Aug 8, 2025 6:25 am ET1min read
NerdWallet reported Q2 EPS of 11 cents, beating last year's EPS of (12 cents). The company's revenue was $186.9M, below the consensus estimate of $195.32M. CEO Tim Chen attributed the bottom-line outperformance to operational efficiency improvements and the ability to execute against the company's strategy. NerdWallet earned $187 million in revenue and delivered $21 million in non-GAAP operating income.
NerdWallet Inc. (NASDAQ: NRDS) reported its second-quarter (Q2) earnings on July 2, 2025, with GAAP EPS of $0.11, beating last year's EPS of $0.12. The company's revenue of $186.9 million fell short of the consensus estimate of $195.32 million. CEO Tim Chen attributed the bottom-line outperformance to operational efficiency improvements and the ability to execute against the company's strategy.NerdWallet's non-GAAP operating income reached $21 million, while GAAP operating income was $10.7 million. The company's revenue growth of 24.1% year-over-year (YoY) was driven by strong performance in insurance and loans segments. Insurance revenue increased by 86% YoY to $54.7 million, while loans revenue grew by 27% YoY to $27.5 million [2].
The company provided guidance for the third quarter of 2025, expecting revenue in the range of $189-$197 million, up 1% YoY at the midpoint, and non-GAAP operating income in the range of $23-$27 million. Adjusted EBITDA is expected to be in the range of $36-$40 million [1].
NerdWallet's stock price dropped by 7.49% after the earnings release, reflecting the revenue miss. The company's cash and cash equivalents stood at $105.3 million at the end of the second quarter, up from $113.8 million at the end of the first quarter [2].
NerdWallet's focus on operational efficiency and long-term growth strategy has positioned the company as a cash flow powerhouse, despite the revenue miss in the second quarter. The company's ability to execute its strategy and deliver non-GAAP operating income highlights its financial strength and commitment to shareholder value.
References:
[1] https://seekingalpha.com/news/4482075-nerdwallet-gaap-eps-of-0_11-beats-by-0_01-revenue-of-186_9m-misses-by-8_42m
[2] https://www.marketscreener.com/news/nerdwallet-reports-second-quarter-2025-results-ce7c5edcd980f026
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