NerdWallet (NRDS) reported Q2 2025 GAAP diluted EPS of $0.11, beating estimates by 10%, and revenue of $186.9 million, missing estimates by 4.3% but up 24% YoY. Operational margins expanded sharply, with GAAP operating margin at 5.7% and non-GAAP operating margin at 11%, and adjusted EBITDA up 135% YoY. The company's top-line growth faces pressure from changes in online search dynamics and business cycles.
NerdWallet (NRDS) has released its financial results for the second quarter of 2025, showing a robust performance despite some headwinds. The company reported revenue of $186.9 million, up 24% year-over-year (YoY), and GAAP diluted earnings per share (EPS) of $0.11, beating estimates by 10% [1].
The quarter saw significant operational efficiency gains, with GAAP operating margins expanding to 5.7% and non-GAAP operating margins reaching 11%. Adjusted EBITDA surged by 135% YoY to $33.6 million, reflecting the company's ability to execute its strategic initiatives effectively [1].
Revenue growth was driven by strong performance in the Insurance segment, which saw an 86% YoY increase to $54.7 million. The Loans segment also contributed positively, growing by 27% YoY to $27.5 million. However, the Credit Cards segment faced challenges, with revenue declining by 25% YoY to $34.8 million, primarily due to persistent headwinds in organic search traffic [1].
NerdWallet's management highlighted the company's long-term orientation and flexibility, stating that these attributes enable the company to invest opportunistically and support its vision. The company is expected to provide further insights during its upcoming conference call on August 7, 2025, at 1:30 PM Pacific Time [1].
Despite the strong performance, NerdWallet's top-line growth faces pressure from changes in online search dynamics and business cycles. The company will need to continue focusing on operational efficiency and strategic investments to navigate these challenges and maintain its growth trajectory [1].
References:
[1] https://finance.yahoo.com/news/nerdwallet-reports-second-quarter-2025-200500759.html
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