nCino Launches ProBanker by FullCircl to Help UK Lenders Manage Risk and Identify Opportunities Across Business Portfolios

nCino has launched ProBanker by FullCircl, a solution to help UK lenders identify opportunities and manage risk across their business portfolios. Powered by Experian Commercial bureau data, ProBanker delivers near real-time visibility into commercial credit status, affordability, and liquidity, allowing financial institutions to track and monitor opportunities and risk at a portfolio and individual level. An initial pilot with a major UK bank identified that ProBanker helped spot potential credit risks six months earlier than current processes and support customers eligible for extended or new funding products.

London, Sept. 02, 2025 — nCino (NASDAQ: NCNO), a leading provider of intelligent banking solutions, has announced the launch of ProBanker by FullCircl. This new solution, developed in collaboration with Experian, aims to help UK lenders identify opportunities and manage risk across their business portfolios by providing near real-time visibility into commercial credit status, affordability, and liquidity [1].

Powered by Experian Commercial bureau data, ProBanker delivers comprehensive financial insights, enabling financial institutions to track and monitor opportunities and risks at both portfolio and individual levels. An initial pilot with a major UK bank demonstrated that ProBanker can identify potential credit risks six months earlier than existing processes, while also identifying customers eligible for extended or new funding products [1].

The solution leverages approximately 18 million UK commercial credit accounts and business current account data beyond the mandated CMA9 banks, offering a multi-bank view of customer credit exposure. This extensive dataset allows ProBanker to provide near real-time insights, crucial in the current economic climate where financial institutions face heightened pressure to make faster, more accurate lending decisions [1].

nCino's Chief Product Officer, David Gallihawk, noted, "In today’s fast-paced and increasingly complex lending environment, real-time, high-quality data and insight are the bedrock of being able to make confident, informed decisions at speed. ProBanker delivers exactly that" [1].

The launch of ProBanker by FullCircl represents a strategic expansion of nCino's intelligent banking solution suite for the UK market. By integrating Experian's commercial bureau data with FullCircl's client lifecycle management capabilities, nCino is building stronger competitive barriers while addressing the increasing regulatory and operational pressures facing UK lenders [1].

References:
[1] https://www.stocktitan.net/news/NCNO/n-cino-launches-pro-banker-by-full-circl-a-new-solution-to-help-uk-tat7ixihjf5k.html