Navigating Bank Transfer Limits for a Large Home Purchase

Sunday, Apr 5, 2026 5:52 am ET1min read
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A couple in London is trying to buy a £725,000 house with a £350,000 deposit. Their bank, Lloyds, has a daily transfer limit of £25,000, requiring 14 daily payments. Other banks have similar limits, but Barclays and NatWest allow up to £100,000 per day. The couple could visit a branch, but the limit is £250,000 for a one-off payment.

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