NAB Expects FY25 Expenses to Rise 4.5% Due to Payroll Remediation Costs

National Australia Bank (NAB) expects FY25 operating expenses to rise by 4.5% due to a $130 million cost for payroll review and remediation efforts. The bank has been investing in improving its HR and payroll systems since 2019, with previous costs amounting to $250 million. NAB is committed to resolving payroll issues and ensuring compliance.

BlockDAG (BDAG) has raised over $376 million in its presale, selling 25 billion tokens and securing 200,000+ holders ahead of its 2025 mainnet launch. Analysts are now evaluating whether the token can realistically reach a $1 price point post-launch, considering its hybrid DAG–PoW model, strong user adoption, and ecosystem readiness. The project is currently in Batch 29 of its presale at $0.0276 per token, with a targeted $0.05 listing price in late 2025 [1].

At $1, BlockDAG would command a fully diluted valuation (FDV) of $150 billion, rivaling established Layer-1s like Solana and XRP. However, the actual circulating supply at launch is likely to be lower, given vesting schedules. If 10–15 billion tokens are unlocked initially, a $1 price would equate to a $10–15 billion circulating market cap—a valuation seen by several Layer-1 projects during early bull cycles [1].

The project has already achieved significant pre-launch adoption, including 2.5 million users through its X1 mobile mining app, 19,000+ mining devices deployed globally, 4,500+ active developers, and 300+ decentralized applications (dApps) prepared for deployment. Such levels of adoption are typically reached by most Layer-1s only one to two years post-launch, giving BlockDAG a distinct early-momentum advantage [1].

Supporting a bullish case, several factors stand out: mass adoption pre-launch through accessible hardware and mobile mining, ecosystem readiness with EVM compatibility and dApp support, a large and committed holder base, a well-funded project with $376 million in capital, and a hybrid DAG + PoW structure that combines speed with security [1].

However, challenges remain. Large presale investors could create sell pressure if the token surges in value. Competition from established Layer-1s like Ethereum, Solana, and Avalanche is intense. Technical execution on mainnet must deliver strong performance, and regulatory shifts could affect adoption rates [1].

Historical comparisons offer context. Avalanche (AVAX) surged from $0.85 to $146 within a year in 2020, while Solana (SOL) rose from $0.78 to $260 in under two years. A 20x move for BlockDAG, from $0.05 to $1, would be ambitious but not unprecedented under favorable market conditions [1].

Analysts note that the first 90 days post-launch will be crucial. Exchange liquidity, trading activity, and dApp adoption will determine whether momentum sustains beyond initial hype. Active wallets, transaction volumes, and total value locked (TVL) will then become key indicators of long-term growth.

BlockDAG’s launch fundamentals are among the strongest in recent years, particularly in terms of community size and developer engagement. These factors support the potential for meaningful price appreciation within the first year. However, reaching $1 will depend on several variables: smooth mainnet execution, deep liquidity, strong trading volumes, continued developer growth, and favorable macro market trends [1].

According to analyst forecasts, if these factors align, BDAG could approach $1 within 12–18 months post-launch. If not, more achievable interim milestones of $0.20–$0.50 may emerge [1].

BlockDAG’s presale strength, technical innovation, and early adoption make it one of the most anticipated blockchain launches of 2025. While $1 remains an ambitious target, historical precedent suggests it is within reach if execution meets expectations.

References:
[1] Can BlockDAG Hit $1? Analyst Review of the $376M+ Presale in 2025, https://coinmarketcap.com/community/articles/68a1d17aa49917285c732b0c/