Mutuum Presale 99% Sold Out as Price Hikes 20% to $0.035

The presale for Mutuum Finance’s (MUTM) token is nearing completion, with 99% of Phase 5 tokens sold and $13.5 million raised to date. The project is set to increase the token price to $0.035 in the upcoming Phase 6, representing a 20% jump from the current rate of $0.03. This escalation underscores urgency for investors to secure tokens before the presale concludes, as the next phase is expected to open shortly. The platform’s presale momentum reflects strong market confidence in its decentralized finance (DeFi) model, which combines user-friendly lending protocols with robust security measures [1].

Mutuum Finance’s P2C (Peer-to-Contract) and P2P (Peer-to-Peer) lending structures position it as a competitive player in the DeFi sector. The P2C model allows users to deposit assets such as MATIC or AVAX into liquidity pools, earning projected annual percentage yields (APYs) of up to 10% without liquidating holdings. For example, a $5,000 MATIC deposit could generate $500 annually, while a $9,000 AVAX deposit at a 75% loan-to-value ratio enables borrowers to access $6,750 in stablecoins for up to 60 days. The P2P mechanism, by contrast, allows users to negotiate customized loan terms, offering flexibility for diverse risk profiles and market conditions. This dual-lending approach aims to attract both passive income seekers and active traders in volatile markets [1].

The platform’s development roadmap highlights a phased strategy to ensure scalability and compliance. Phase 1, which included marketing campaigns and smart contract audits, has largely been completed, with Phase 2 now focused on infrastructure development and internal audits. By Phase 3, the project will finalize a $50,000 bug bounty program to incentivize community-driven security testing and conduct beta testing on testnet. Phase 4 will mark the full platform launch, including exchange listings, regulatory compliance, and institutional partnerships. The phased approach emphasizes risk mitigation and adaptability, aligning with industry standards for secure DeFi protocols [1].

Security and community engagement remain central to Mutuum Finance’s value proposition. A CertiK audit and a TokenScan score of 95 validate the platform’s smart contract integrity. Additionally, a $100,000 token giveaway, distributing $10,000 worth of MUTM to 10 winners, aims to drive adoption. The project’s 12,000 Twitter followers and growing online presence indicate a loyal investor base, though the rapid presale progress signals limited time to capitalize on current pricing. The 99% completion rate for Phase 5 underscores the narrow window for entry at the $0.03 rate, with the projected $0.06 listing price potentially doubling early investors’ holdings [1].

The price trajectory of MUTM—$0.03 in Phase 5 to $0.035 in Phase 6 and a projected $0.06 at listing—creates a clear incentive for early participation. Historical precedents in cryptocurrency suggest that delayed entry often results in higher costs or missed opportunities, a pattern Mutuum Finance appears poised to follow. While the 20% price hike in Phase 6 reflects growing demand, the platform’s tokenomics and roadmap indicate further appreciation potential as institutional partnerships and multi-chain expansion materialize. Investors must weigh the urgency of securing lower prices against the risks inherent in DeFi markets, including volatility in APY projections and protocol-specific uncertainties [1].

The presale’s near-completion and the impending price increase serve as market signals of increasing demand. However, the projected 10% APY and loan structures should be evaluated with caution, as DeFi returns are subject to market fluctuations and protocol risks. For investors, the decision hinges on balancing immediate opportunities with long-term viability, a challenge common in rapidly evolving crypto projects [1].

Source: [1] Invezz. "You’re late if you wait, MUTM price hike just moments away as presale now stands at 99%." [https://invezz.com/news/2025/07/26/youre-late-if-you-wait-mutm-price-hike-just-moments-away-as-presale-now-stands-at-99/](https://invezz.com/news/2025/07/26/youre-late-if-you-wait-mutm-price-hike-just-moments-away-as-presale-now-stands-at-99/)