Mutuum (MUTM) Presale Nears Completion 20% Price Jump Expected as 1% Tokens Remain

Mutuum Finance (MUTM) is on the brink of a significant price shift as its presale nears completion, with approximately 1% of Phase 5 tokens remaining at $0.03. Investors anticipate a 20% price increase to $0.035 in the coming days, signaling the project’s transition into a new bullish phase. The platform’s dual-model approach—combining Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending—positions MUTM as a hybrid decentralized finance (DeFi) solution designed to balance stability and flexibility. P2C pools utilize overcollateralization and smart contract automation to offer projected annual percentage yields (APYs) of 9.5% for lenders, while P2P markets allow direct negotiations for higher-risk assets [1].

At the core of Mutuum’s strategy are mtTokens, which represent interest-bearing equivalents of deposited assets. A $10,000 deposit in SOL within P2C pools could generate $950 in annual earnings, while borrowers retain exposure to collateral—such as $8,000 in ETH—while accessing liquidity at a 75% Loan-to-Value (LTV) ratio. This structure aims to balance risk and reward, fostering participation from both lenders and borrowers [1]. Additionally, staking mtTokens is expected to yield MUTM tokens through buybacks funded by protocol revenues, creating a layered incentive system [1].

The presale has raised $13.5 million in Phase 5, with over 14,300 holders and a growing community of more than 12,000 Twitter followers. Security remains a priority, as evidenced by a recent CertiK audit awarding a Token Scan score of 95.00 and a Skynet score of 78.00. The audit, which included manual reviews and static analysis, reinforces the platform’s safety credentials [1]. To further bolster transparency, the team has launched a $50,000 Bug Bounty program and an ongoing $100,000 MUTM giveaway [1].

Early investors have seen substantial returns, with tokens purchased in Phase 1 at $0.01 tripling in value to $0.03, a 200% gain. If the official listing occurs at $0.06, as projected, Phase 1 investors could realize gains exceeding 500%. However, these projections remain speculative, contingent on market dynamics and demand [1]. The platform’s integration of stablecoins, overcollateralized lending, and staking rewards offers a diversified proposition compared to traditional cryptos like BTC or ETH.

As the final tick nears, urgency for participation is heightened. With limited tokens remaining in Phase 5, the anticipated 20% price increase underscores the project’s momentum. While the technical framework and community support are robust, investors are advised to conduct due diligence, as presale environments carry inherent risks. Mutuum’s focus on security and innovation aligns with broader DeFi trends, but long-term success will depend on execution, adoption, and macroeconomic factors beyond its immediate price movement [1].

Source: [1] [Final tick at $0.03, MUTM is seconds from triggering the next bullish phase] [https://invezz.com/news/2025/07/26/final-tick-at-0-03-mutm-is-seconds-from-triggering-the-next-bullish-phase/]