Mutuum Finance Targets 20x Return Outpacing Pepe Coin by 2025

Mutuum Finance (MUTM) is gaining traction in the crypto market as a high-utility decentralized finance (DeFi) project, with some analysts suggesting it could deliver returns significantly outpacing those of Pepe Coin (PEPE) by 2025. While PEPE is projected to potentially increase 5x, reaching $0.000055 from its current $0.000011, Mutuum Finance is being highlighted for its potential to offer a 20x return, with a projected post-launch price of $2 [1].

Currently in Phase 6 of its 11-phase presale, MUTM has raised over $14.1 million by selling 665 million tokens to 14,900 holders. Tokens are priced at $0.035, which is 250% higher than the initial offering price of $0.01. Phase 7 is set to increase the price by 14.3% to $0.04, with the final launch price expected at $0.06. Investors purchasing now could see a 71% return before launch, and if MUTM reaches its $2 price target in 2025, early buyers could see a 57x return [1].

The platform is building a decentralized lending ecosystem that integrates both peer-to-peer (P2P) and peer-to-contract (P2C) models. Users can earn up to 12% APY with stablecoins like USDC or ETH, or as high as 33% APY with memecoins such as DOGE. Additionally, the overcollateralized stablecoin system ensures stability by minting tokens only during loans and burning them upon repayment. Operating on a Layer-2 network, Mutuum Finance significantly reduces gas fees, making the platform more accessible and scalable [1].

Security is a key focus for Mutuum Finance. It has undergone a CertiK audit and received a 95.00 security score with no critical vulnerabilities detected. The team has also launched a $50,000 USDT bug bounty program with CertiK and is running a $100,000 MUTM giveaway to engage the community. These initiatives demonstrate the project’s commitment to trust and transparency, which are increasingly important in the DeFi space [1].

While Pepe Coin has shown strong momentum with positive technical indicators, its long-term appeal is limited by the absence of a utility-driven roadmap. In contrast, Mutuum Finance is positioned as a high-utility project with a clear development plan and scalable infrastructure. Analysts are drawing attention to MUTM as a more structured and sustainable option for investors seeking high-growth altcoins in 2025 [1].

Source: [1] Even if PEPE delivers 5x in 2025, this emerging altcoin could outperform that by 20x (https://invezz.com/news/2025/08/07/even-if-pepe-delivers-5x-in-2025-this-emerging-altcoin-could-outperform-that-by-20x/)