Mutuum Finance Raises $12.1 Million in Phase 5 Presale, 70% Sold

Mutuum Finance (MUTM) is emerging as a standout player in the decentralized finance (DeFi) landscape, particularly in a market still recovering from significant protocol collapses and smart contract exploits. The project is currently in Phase 5 of its presale, having already raised over $12.1 million, with 70% of the phase allocation sold. The current token price is $0.03, and there are more than 13,000 holders already on board. With a total supply of 4 billion MUTM tokens and a confirmed listing price of $0.06, early participants are positioning themselves for substantial gains before the next price jump to $0.035 in Phase 6.

What sets Mutuum Finance apart is not just its financial metrics but the robust infrastructure backing it. The project has undergone a thorough audit by CertiK, a leading name in blockchain security. The audit results are impressive, with a Token Scan Score of 95.00 and a Skynet Score of 77.5. These scores are not just technical achievements but also serve as trust signals in the current risk-heavy environment. Additionally, Mutuum has opened its code to the world through a $50,000 Bug Bounty Program, segmented into four severity tiers: critical, major, minor, and low. This program incentivizes developers and security experts to actively hunt for vulnerabilities, demonstrating Mutuum's commitment to transparency and community scrutiny.

Mutuum Finance's hybrid lending engine supports both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) strategies. In P2C, users can deposit assets like ETH, USDT, or DAI into smart contract-based pools and earn high-yield interest that adjusts based on pool usage. During peak demand, annual returns could surge, with lending ETH during high utilization periods potentially generating up to 18% APY. Borrowers can access short-term liquidity by using assets such as BTC as collateral, with up to 65% LTV ratios, allowing them to retain exposure to price growth while freeing up capital to act in the market. This mix of flexibility, safety, and capital efficiency is fueling investor confidence.

Phase 5 of the presale is already in motion, with over $12.1 million raised, more than 13,000 holders onboarded, and 70% of the allocation already sold. The current price is $0.03, but once Phase 6 begins, the price will jump to $0.035. Early buyers are already seeing rewards, with a $5,000 purchase at Phase 1’s $0.01 price point having now tripled in value. With a confirmed listing price of $0.06, that same buyer is on track for a 6x return. Mutuum Finance is designed to push value back into the hands of users, with a portion of protocol revenue used to buy MUTM on the open market and reward stakers in the designated smart contracts, creating sustained buy pressure, deepening liquidity, and enhancing price discovery over time.

With a live Bug Bounty Program, a clean CertiK audit, and a presale selling out fast, Mutuum Finance is no longer a project to watch—it’s one to act on. The team is also giving back to its early community through a $100,000 giveaway, where 10 winners will each receive $10,000 worth of MUTM tokens. This is the last window to secure MUTM at $0.03 before the Phase 6 increase to $0.035. With technical foundations built for long-term resilience and economic incentives aligned across lenders, borrowers, and stakers, Mutuum Finance is shaping up as one of the most compelling early-stage DeFi investments of the year.