Mutuum Finance Raises $11.5 Million in Phase 5 Presale, 50% Sold Out

Mutuum Finance (MUTM) has emerged as a top contender in the cryptocurrency market, attracting significant attention and investment. The project's Phase 5 presale has seen over 50% of its tokens sold out, with MUTM priced at $0.03. This phase has raised over $11.5 million and attracted more than 12,700 unique holders. Analysts are flagging Mutuum Finance as a top crypto to buy in 2025, not just for hype, but for its functional utility in decentralized lending.

Unlike Shiba Inu (SHIB), which gained popularity through social media momentum, Mutuum Finance is gaining traction for its ability to solve real-world problems. The project introduces a non-custodial liquidity protocol where users retain total ownership of their assets. This dual-model approach incorporates Peer-to-Contract and Peer-to-Peer lending, offering increased flexibility and efficiency. The Peer-to-Contract system uses smart contracts to deliver automated lending with dynamic interest rates, while the Peer-to-Peer model cuts out middlemen, providing a direct link between lenders and borrowers.

Mutuum Finance has also developed a fully collateralized USD-pegged stablecoin on the Ethereum chain. The project's smart contracts have been audited by CertiK, a top blockchain security company, ensuring the integrity and transparency of the code base. Additionally, Mutuum Finance has launched a Bug Bounty Program in collaboration with CertiK, offering up to $50,000 in rewards for discovering vulnerabilities. This commitment to security and functionality positions Mutuum Finance as a strong contender in the crypto market.

While Shiba Inu (SHIB) has faced a challenging start to 2025 with its token value declining by 46.5% since the beginning of the year, discussions about its long-term potential remain active. Some analysts and influencers have presented differing viewpoints on whether SHIB can reach a price of $0.001. Market analyst LuckSide Crypto pointed to increased whale accumulation and low resistance levels as factors that could drive upward momentum for SHIB. Technical chartist Crypto Sheriff observed a breakout from a descending triangle formation and forecasted multiple price targets, with $0.001 as the final objective.

According to the analyst's forecast, if Shiba Inu’s price increases by 30% annually starting in 2025, projections indicate it could reach approximately $0.00001469 by July 2026, $0.00002482 by 2028, and $0.000042 by 2030. Continued growth at this rate would see the token rise to around $0.0001199 by 2034, surpassing the $0.0001 threshold, followed by $0.000579 by 2040. By July 2042, SHIB is expected to reach approximately $0.000978, bringing it within close range of the $0.001 target. Based on this projection, SHIB would reach the $0.001 mark around August 2042, roughly 17 years from now. While the 2042 estimate follows a conservative and consistent growth model, some analysts predict a shorter timeline, with the $0.001 target potentially being achieved between 2035 and 2039, depending on market conditions.

Crypto analysts expect that in October 2025, the SHIB price might fluctuate between $0.0000131 and $0.0000139. Future growth prospects for SHIB include reaching $0.0000141 by 2025, which would give investors a considerable return on its current value. Shiba Inu is also focusing on expanding its ecosystem and utility, which could drive further adoption and value. However, the current valuation and circulating supply of SHIB present considerable challenges, and the projected price target is not entirely out of reach over the long term, especially under favorable market conditions and consistent yearly growth.