Mutuum Finance Raises $11.1 Million in DeFi Presale

Mutuum Finance (MUTM) is emerging as a strong contender in the DeFi space, with a presale price of $0.03 and a roadmap designed for high-impact growth. The token is currently in Phase 5 of its presale, having raised over $11.1 million and attracting more than 12,400 holders. With 47% of this phase already completed, there is limited time left to buy MUTM at the current discounted rate before the next price increase.

Mutuum Finance is designed for long-term utility, revenue, and mass adoption across both retail and institutional DeFi participants. The protocol features a two-pronged lending engine, including a Peer-to-Contract (P2C) model and a Peer-to-Peer (P2P) model. The P2C model allows users to supply stablecoins or digital assets into a decentralized liquidity pool, earning dynamic interest based on actual borrowing demand. Users receive mtTokens, which accrue interest automatically and can be held, traded, or used as collateral for further borrowing. The P2P model offers direct lending opportunities between users, allowing lenders to set their own interest rates and negotiate custom terms for underused tokens.

Mutuum Finance has undergone a detailed CertiK audit, scoring 95.00 in Token Scan and 75.56 in the Skynet security metric. This audit involved both static analysis and manual contract review, providing investors with clear transparency into the protocol's security. The project is also designing a decentralized stablecoin system to power low-volatility borrowing, with governance controlling the interest rate to help the coin stay pegged close to $1. Arbitrage incentives will further stabilize its market value, and each stablecoin issuer will have minting caps to limit systemic risk.

To support high throughput and user efficiency, the protocol is being developed with Layer-2 integration, enabling faster transactions and lower costs. The roadmap outlines a launch-ready beta release near the token listing, supported by expanded development in smart contracts, back-end systems, risk modules, and cross-chain features. As part of its growth campaign, Mutuum is running a $100,000 giveaway, with ten early community members set to receive $10,000 worth of MUTM tokens each.

Mutuum Finance is not just another DeFi presale; it is a full ecosystem in development with a tested foundation and detailed roadmap through multiple post-launch phases. With Phase 5 of the presale already 40% complete, buyers have a narrow window to purchase at $0.03 before Phase 6 increases the price. As listing approaches and the platform’s core features go live, investor demand is expected to rise sharply. The combination of audit-backed code, flexible lending design, stablecoin innovation, and mtToken-based yield puts MUTM in a rare category, making it one of the most well-positioned assets under $0.05 in the DeFi sector today.