Mutuum Finance Raises $10.8 Million in Presale, Boosts Trust with CertiK Audit

In the current crypto market, where trust issues and unreliable projects are prevalent, investors are increasingly focusing on projects that demonstrate a strong commitment to transparency and security. Third-party verification plays a crucial role in decentralized finance, and Mutuum Finance (MUTM) is emerging as a notable player in this space after successfully completing a CertiK audit. This audit not only enhances trust but also positions Mutuum Finance (MUTM) for the next phase of its development.

With a presale price of $0.03 and over $10.8 million already raised, Mutuum Finance (MUTM) is becoming a significant player in the DeFi ecosystem. Investors are drawn to its combination of smart contract integrity, passive income streams, and utility-focused design. The CertiK audit, which included both static analysis and manual review, has given investors greater confidence as the protocol approaches its beta launch. The development team is now focusing on utility and user rewards, which are key drivers of long-term success.

Mutuum Finance (MUTM) is designed as a decentralized liquidity protocol supporting lending and borrowing through two models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C system, users deposit assets like ETH, USDC, BTC, BNB, or SOL into liquidity pools, which earn interest dynamically based on usage. This creates a self-balancing system where more borrowers lead to higher APY, attracting more lenders. Depositors receive mtTokens, such as mtETH or mtDAI, which represent their stake in the pool and can be traded or used as collateral. For active risk management, the P2P lending model allows users to lend directly to others with custom loan terms, including support for tokens like Pepe (PEPE), Dogecoin (DOGE), and Shiba Inu (SHIB), which are often excluded from centralized platforms.

Mutuum Finance (MUTM) is also developing a decentralized, fully overcollateralized stablecoin pegged to $1. This stablecoin will be minted directly from on-chain collateral without relying on fiat reserves or centralized custodianship. Minting occurs when users deposit approved collateral assets into the protocol, enabling them to borrow the stablecoin. When loans are repaid or liquidated, the corresponding stablecoins are burned, maintaining a fully backed and regulated supply. The protocol uses protocol-governed interest rates to regulate issuance, with only pre-approved issuers allowed to mint the stablecoin. Each issuer has a set allocation cap to ensure a risk-controlled environment. The protocol is built on Layer-2 infrastructure, reducing fees and increasing transaction speed, making the experience smoother for users, especially during high-demand periods.

Mutuum Finance (MUTM) is more than just a concept; it is a fully functional model of how decentralized finance can evolve securely and sustainably. With over 12,250 holders and a total supply of 4 billion tokens, its tokenomics are designed for long-term growth and real-world utility. The native token, MUTM, serves as the lifeblood of the protocol, with its performance tied directly to platform usage. The team plans to reinvest a portion of protocol revenue into purchasing MUTM from the market, which will then be sent to safety-module participants who stake mtTokens in designated contracts. This creates an incentive to hold, adding upward pressure on the price. As more users stake, liquidity deepens, further strengthening platform reliability. The project’s roadmap includes the launch of its beta version by the time the token goes live, alongside a $100,000 giveaway to reward early participants. This, combined with the utility-packed model and full transparency backed by CertiK, positions Mutuum Finance (MUTM) as a project built for trust. Investors are seeking reliability, security, and a clear plan, all of which Mutuum Finance (MUTM) offers. At just $0.03 per token, the entry point is attractive for anyone looking to gain early access before the official listing at $0.06. Mutuum Finance (MUTM) is not just preparing for launch—it is laying the foundation for a long-term DeFi ecosystem built on trust, transparency, and tangible rewards.