Mutuum Finance Presale Surpasses $14.1M as Token Price Nears 15% Rise in Phase 7

Mutuum Finance (MUTM) is currently offering its native token at a presale price of $0.035, with analysts forecasting a potential rise to $1 before the 2026 bull run [1]. The projected growth is attributed to the project’s dual lending model and its transparent development timeline. MUTM’s dual lending system includes a peer-to-contract (P2C) model for stablecoins and blue-chip assets like USDC and ETH, and a peer-to-peer (P2P) model catering to higher-risk, speculative assets. This dual approach is expected to attract a diverse user base, ranging from conservative lenders to high-risk borrowers seeking substantial gains [1].

Investors who deposit stablecoins into the P2C pool receive mtTokens at a 1:1 ratio. These mtTokens accrue yield over time and can be staked to earn additional rewards in MUTM tokens. This dual-revenue mechanism aims to maximize returns by combining steady interest income with protocol-driven incentives [1]. Meanwhile, the P2P model focuses on loans involving speculative or memecoin assets, further expanding the platform’s utility and appeal [1].

The presale is currently in Phase 6, with 10% of tokens sold, over $14.1 million raised, and more than 14,800 holders. Early investors in Phase 1 have already seen a 250% return on their initial investments, demonstrating the project’s strong early traction [1]. Analysts note that post-listing, these gains could potentially multiply by 20 times, especially as MUTM moves closer to listings on major exchanges such as Binance, Coinbase, and KuCoin [1].

Another key innovation is MUTM’s decentralized stablecoin system, which only mints new stablecoins when borrowers overcollateralize with assets like ETH or USDC. This mint-and-burn mechanism helps maintain a stable peg to $1 by dynamically adjusting interest rates based on supply and demand [1]. This feature is essential for building user trust and ensuring the platform’s long-term sustainability.

Security and transparency are core priorities for Mutuum Finance. The project’s smart contracts have been audited by CertiK, achieving a Token Scan Score of 95 and a Skynet rating of 78. These results reassure investors that the platform is well-protected against potential vulnerabilities [1].

According to the project’s roadmap, the projected $1 valuation for MUTM by 2026 is grounded in its utility and development trajectory. As Layer-2 beta testing progresses and the lending ecosystem expands, the platform is expected to attract more users due to the efficiency and revenue potential of its dual lending system. The ongoing accumulation of mtTokens, combined with stablecoin borrowing and staking rewards, is anticipated to create consistent demand for MUTM tokens, supporting long-term price appreciation [1].

With Phase 7 set to launch soon, the token price is expected to rise by approximately 15%, narrowing the window for new investors to enter at the current discounted rate. The presale phase, therefore, presents a unique opportunity for investors to acquire MUTM at one of the lowest price points. The combination of strong community support, innovative product design, and robust security measures positions Mutuum Finance as a compelling option for those seeking exposure to the next phase of DeFi growth [1].

Source: [1] The $0.035 entry price today for MUTM could mean $1 before 2026 bull run (https://invezz.com/news/2025/08/07/the-0-035-entry-price-today-for-mutm-could-mean-1-before-2026-bull-run/)