Mutuum Finance Presale Surges 20% in Phase 6 as Hybrid Model Gains Traction

Mutuum Finance (MUTM) has surged 20% in Phase 6 of its presale, marking a significant milestone for the decentralized finance (DeFi) project as it gains traction among investors [1]. The platform’s hybrid lending model, combining Peer-to-Contract (P2C) and Peer-to-Peer (P2P) structures, has drawn attention for its dual focus on security and flexibility. The P2C model allows users to deposit cryptocurrencies into smart contracts, receiving mtTokens that accrue interest while preserving exposure to the underlying assets. For instance, a $10,000 SOL deposit could yield $7,500 in DAI borrowing power based on a 75% loan-to-value (LTV) ratio. Meanwhile, the P2P model caters to risk-tolerant participants, enabling collateral-based borrowing with tokens like SHIB or DOGE without affecting primary liquidity pools [1].

The project’s security credentials further bolster its appeal. A CertiK audit awarded Mutuum Finance scores of 95.00 on Token Scan and 78.00 on Skynet, both above industry averages. These results, coupled with a $100,000 giveaway (rewarding 10 winners with $10,000 each in MUTM tokens), highlight the project’s efforts to attract a broader audience [1]. The platform is also preparing for a token generation event (TGE), during which the beta version will launch on Layer-2 technology, offering near-zero gas fees and instant transactions. This integration aims to reduce barriers for everyday users seeking DeFi participation [1].

Investment patterns underscore growing interest. Over 14,500 holders have participated in the presale, raising more than $500,000. The current price of $0.035 per MUTM token is projected to rise to $0.04 in Phase 7, a 15% increase. With a capped supply of 4 billion tokens, early buyers are incentivized to secure their positions before the window closes [1]. A case study illustrates this momentum: an investor who allocated $4,000 in Phase 1 now holds 400,000 MUTM tokens valued at $14,000, reflecting a 250% gain.

Analysts have highlighted long-term potential. A respected DeFi analyst, known for accurately predicting DOT’s 2021 surge and DOGE’s 2023 rally, forecasts MUTM could reach $0.15 by early 2026. This represents a 3.5x increase from current prices and a 15x return from initial stages. Such projections align with broader market trends, as investors shift capital toward Layer-2 DeFi solutions amid Ethereum’s rising popularity [1].

The presale’s rapid progress—only 5% of Phase 6 tokens sold so far—has intensified urgency for potential buyers. As the platform approaches its TGE, the combination of security-focused design, scalable infrastructure, and community-driven growth positions Mutuum Finance as a contender in the evolving DeFi landscape [1].

Source: [1] [Mutuum Finance (MUTM) Is Going Viral, Phase 6 Has Already Hit With 20% Gains While You Scroll] [https://timestabloid.com/mutuum-finance-mutm-is-going-viral-phase-6-has-already/]