Mutuum Finance Presale Raises $12.6 Million, Surpasses Meme Tokens in Growth

Mutuum Finance (MUTM), a decentralized finance (DeFi) protocol, has garnered significant attention despite not being listed on any major exchanges, including Binance. The protocol's innovative approach to lending and its presale phase have driven its weekly growth and wallet activity to surpass that of established meme tokens like PEPE. This surge in interest is attributed to Mutuum Finance's hybrid model, which combines Peer-to-Contract (P2C) lending for blue-chip assets and Peer-to-Peer (P2P) lending backed by meme tokens.

Mutuum Finance's P2C model allows users to deposit assets like ETH and receive synthetic tokens that accrue yield without the need to liquidate the original assets. For instance, depositing $8,000 worth of ETH could yield $1,320 in passive annual income at a projected 16.5% APY. This model ensures that users retain both liquidity and upside exposure. Additionally, the P2P lending mechanism enables users to collateralize meme tokens like TRUMP, DOGE, SHIB, and FLOKI to unlock stablecoins without selling their holdings. This flexibility is a significant draw for meme token communities, providing a way to extract utility from traditionally speculative assets.

The presale of Mutuum Finance (MUTM) has been highly successful, raising $12.6 million and attracting over 13,600 holders. Currently priced at $0.03, Phase 5 of the presale is nearly sold out, with the next price hike to $0.035 imminent. Investors are rushing to secure their positions before the price increase, driven by the anticipation of sharp upward price discovery once the token is listed on exchanges. The project's security and credibility are bolstered by a full audit from CertiK, scoring 95 on Token Scan and 77.5 on the Skynet system, as well as a $50,000 bug bounty program.

Mutuum Finance (MUTM) has already surpassed established tokens in growth and demand, even without a listing on major exchanges. Projections suggest that the token could rise to $0.80 by early 2026, representing a potential 26.6x return from the current presale price of $0.03. This growth is fueled by the protocol's real-world DeFi use case and sustainable token mechanics. An investor allocating $6,250 at the current presale price would receive 208,333 MUTM tokens, which could grow to $166,666 if the token reaches $0.80, reflecting a 26.6x return on investment. With the current phase nearing completion and the next price hike approaching, early entry at $0.03 could be a defining opportunity in this cycle.