Mutuum Finance Presale Hits $14M as Token Prices Rise 15% in Phase 7

Mutuum Finance (MUTM) remains one of the few high-potential tokens from this summer priced below $0.05, offering a unique entry point amid the rising valuations of most other top-performing tokens [1]. The project is in Phase 6 of its presale, with tokens currently priced at $0.035. To date, 10% of the 170 million tokens allocated in this round have been sold, raising over $14 million [1]. The planned listing price is $0.06, making the current presale price a rare opportunity for early exposure.

The platform is designed to operate on a Peer-to-Contract (P2C) lending model, allowing users to deposit blue-chip assets such as ADA, BNB, or SOL into smart contract-based pools to earn yield. On the borrowing side, users can stake BTC and unlock USDT or USDC at up to 75% loan-to-value, combining stability with flexibility [1]. Additionally, a Peer-to-Peer (P2P) lending option is available, enabling users to set customized lending terms, particularly useful for managing risk or leveraging high-risk tokens like DOGE, FLOKI, TRUMP, and BONK [1].

Technical advantages include Layer-2 blockchain integration, which significantly reduces transaction costs while maintaining decentralization. This is a competitive edge over legacy DeFi protocols that rely on expensive Layer-1 gas models [1]. The project has also received a thorough CertiK audit, with a 95 Token Scan score and 78 Skynet score, indicating strong security and technical robustness [1]. The smart contract framework and roadmap demonstrate serious execution potential.

Community growth is also notable, with over 14,900 token holders and 12,000+ followers on Twitter [1]. The platform has initiated a $100,000 token giveaway, with 10 winners to receive $10,000 worth of MUTM each, further driving engagement and participation.

Analysts have begun to take notice, including a well-known market expert who accurately predicted XRP’s breakout in 2020. This analyst forecasts a 20x rise in MUTM as early as mid-2025, citing a decentralized stablecoin in development, real passive yield for lenders, and an integrated staking system that returns value to long-term users [1]. Early investors have already seen gains, with one Phase 1 participant who invested $3,000 in MATIC at $0.01 now holding tokens valued over $10,000 before the official launch [1].

With the token set to list at $0.06 and long-term price targets approaching $1, Mutuum Finance is attracting attention from investors seeking asymmetric upside [1]. The project is also expected to gain additional momentum with potential listings on major exchanges such as Binance, KuCoin, or Coinbase. As the presale progresses, a 15% price increase is scheduled to take effect in Phase 7, making the current entry point increasingly limited [1].

Source: [1] Summer’s top 3 high-potential tokens, only one still under $0.05 (https://invezz.com/news/2025/08/05/summers-top-3-high-potential-tokens-only-one-still-under-0-05/)