Mutuum Finance Presale Hits $14.3M as Token Price Rises 15% in Next Phase

Next summer is anticipated to bring a substantial influx of capital into the altcoin market, with Mutuum Finance (MUTM) positioned to potentially benefit from this trend. The token is currently trading at $0.035 during its ongoing presale, with analysts suggesting it could reach $3 by the time the bullish rally gains full momentum [1]. This projection, however, represents a speculative forecast rather than a confirmed outcome and should be considered as such by investors.

Mutuum Finance is being marketed as a DeFi project offering a decentralized lending and borrowing protocol, designed to meet real-world demand from day one. The platform is entering a beta phase that leverages Layer-2 technology to enable both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) interactions simultaneously. This hybrid model is presented as a distinctive feature in the current DeFi landscape [1].

Presale progress has also been highlighted as a key factor in building early momentum. The project is currently in Phase 6, with more than $14.30 million raised from over 15,000 participants. A 15% allocation has already been sold, and the price is set to increase to $0.040 in the next phase, offering earlier buyers a 15% gain [1]. For example, a $5,000 investment made in Phase 2 at $0.015 is now valued at a 133% gain. If the token reaches $0.06 at listing and eventually $3, that position would reflect a 300% and 2000% gain respectively.

Beyond price projections, Mutuum Finance is implementing structural mechanisms designed to support demand. A protocol-backed stablecoin and a token staking mechanism for buybacks are intended to incentivize long-term engagement. These features are positioned as more than speculative tools, with the token being described as an asset with sustainable utility [1].

Security is another focal point for the project. The platform has undergone a CertiK audit, receiving a Token Scan score of 95 and a Skynet score of 78. Additional internal and external audits have been conducted, with a $50,000 bug bounty program now active to further strengthen platform security [1].

To expand user adoption, the project is also running a $100,000 giveaway and has garnered over 12,000 followers on social media platforms. Plans for listings on top-tier exchanges, including Binance, KuCoin, and Coinbase, are also in development to enhance liquidity and visibility [1].

The platform’s on-chain lending model is designed to allow users to deposit assets into liquidity pools and earn interest, while borrowers can access overcollateralized loans. Smart contracts manage deposits in a non-custodial format, with mtTokens issued to represent user holdings. These tokens are ERC-20 compliant and compatible with other DeFi protocols [1].

By linking token value to platform activity, the project aims to ensure that any price appreciation is backed by real adoption rather than pure speculation. If the broader market turns bullish by next summer, as analysts predict, Mutuum Finance could see increased interest from both retail and institutional investors [1].

Source: [1] This $0.035 altcoin could smash through $3 by next summer’s bullish rally (https://invezz.com/news/2025/08/11/this-0-035-altcoin-could-smash-through-3-by-next-summers-bullish-rally/)