Mutuum Finance Presale Enters Final 1% as 20% Price Hike Looms

Mutuum Finance’s (MUTM) token presale is entering a critical phase as Phase 5 nears completion, with just 1% of its tokens remaining unsold. The current phase, priced at $0.03 per token, is set to close shortly, triggering a 20% price increase to $0.035 in Phase 6 [1]. This escalation marks a pivotal moment for investors, as the opportunity to acquire MUTM at the lower price point diminishes rapidly. Over $13.5 million has already been raised in Phase 5, with participation from 14,300 holders, reflecting strong demand and confidence in the project [1].

The presale’s trajectory mirrors a common trend in token offerings: early adopters secure assets at lower costs, while later buyers face escalating prices as momentum builds. With 99% of Phase 5 tokens sold, the final window for entry at $0.03 is narrowing. The 20% price jump to $0.035 in Phase 6 could amplify market confidence, particularly as the project’s projected $0.06 listing price looms [1]. This dynamic creates a race against time for investors seeking to maximize potential returns before the token’s full market launch.

Mutuum Finance’s hybrid lending model, which combines peer-to-contract (P2C) and peer-to-peer (P2P) mechanisms, positions it as a competitive player in decentralized finance (DeFi). For instance, users depositing assets like LINK or ADA into P2C pools can earn projected 10.2% annual percentage yields (APY) on mtTokens, while borrowers gain liquidity without selling holdings [1]. The P2P lending space introduces higher-risk, higher-reward scenarios, such as a 25% APY for SHIB token holders seeking DAI loans [1]. These features cater to diverse investor preferences, blending stability and flexibility.

Security and trust are central to Mutuum Finance’s appeal. The platform recently underwent a CertiK audit, achieving a TokenScan score of 95 and a Skynet score of 78. These metrics underscore the robustness of its smart contracts, reassuring participants about fund safety [1]. Additionally, a $50,000 bug bounty program incentivizes white-hat hackers to identify vulnerabilities, further enhancing platform resilience [1]. Such measures align with the project’s focus on transparency and long-term reliability.

The presale’s rapid sellout highlights growing enthusiasm for Mutuum Finance’s ecosystem. However, the impending 20% price hike raises questions about the sustainability of current demand. Investors who delay purchases risk paying a premium without proportional returns, a pattern observed in high-growth token offerings. The final 1% of Phase 5 tokens represents an inflection point, where latecomers may rush to secure positions before the price adjustment accelerates sellout [1].

Mutuum Finance’s phased pricing strategy incentivizes swift action, rewarding early adopters while maintaining long-term value. As the DeFi sector evolves, platforms balancing innovation with security—like Mutuum—are well-positioned to attract both retail and institutional interest. The presale’s $100,000 MUTM giveaway, offering 10 winners $10,000 in tokens, further underscores the team’s commitment to community engagement [1].

With the countdown intensifying, the convergence of strong community backing, stringent security protocols, and generous incentives creates a compelling case for participation. The 20% price increase is expected to drive fresh momentum, propelling MUTM into its next growth phase. For those still hesitating, the message is clear: the last window at $0.03 is closing fast, and the next phase’s value surge may soon be irreversible [1].

Source:

[1] [Next phase unlocks at $0.035, this might be your last shot at $0.03 MUTM as just 1% left]

https://invezz.com/news/2025/07/26/next-phase-unlocks-at-0-035-this-might-be-your-last-shot-at-0-03-mutm-as-just-1-left/

[2] [You're late if you wait, MUTM price hike just moments away]

https://invezz.com/news/2025/07/26/youre-late-if-you-wait-mutm-price-hike-just-moments-away-as-presale-now-stands-at-99/