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Ethereum (ETH) has been holding steady just above the $2,500 level, with many investors questioning whether the second-largest cryptocurrency still offers meaningful upside heading into the next bull run. While ETH remains a cornerstone of the market, some analysts are beginning to shift their attention toward newer, high-upside opportunities, with Mutuum Finance (MUTM) quickly becoming a standout.
Mutuum Finance (MUTM) is an emerging DeFi token with a current price under $0.05. The Phase 5 Presale of Mutuum Finance is now 45% sold out and MUTM is priced at $0.03. More than 12,600 investors have joined the Mutuum Finance presale, with a sum of more than $11.3 million collected.
Ethereum (ETH) is currently standing at around the $2,488 mark, retaining its positions despite recent fluctuations in on-chain movements. Although daily active addresses have decreased by roughly 26% during macro uncertainties, whale investors are still on the move, with significant investments of more than $2.5 billion being amassed by leading wallets during mid-June. According to the technical outlook, ETH may challenge the resistance at around $2,650-$2,700 in case of the recovery in the bullish momentum and support it just above the $2,370 handle.
While
is building a consolidated position and targeting its recent peak of $2,700 once more, observers are starting to turn elsewhere. Mutuum Finance is gaining significant momentum in Phase 5 of the presale. Evolving as a coin in DeFi, the project stands out from others by offering a scalable inflation-proof system of finance with a real-world use case. Investor interest is gaining momentum with the project having raised well over $11.3 million already and having over 12,600 token holders.Mutuum Finance introduces a non-custodial liquidity protocol in which users retain their total ownership of assets while they participate in decentralized lending. The project adopts a double-model approach that incorporates Peer-to-Contract and Peer-to-Peer lending to foster increased flexibility and efficiency. The Peer-to-Contract system uses smart contracts to deliver automated lending without any human intervention and instead, the smart contracts respond to the market by offering dynamic interest rates. Through the assistance of this auto mechanism, the world of borrowers and lenders becomes stable and predictable. The Peer-to-Peer model, unlike the traditional model, takes no middlemen and thus offers a direct link between lenders and borrowers. The process is highly favored by users in dealing with volatile assets where flexibility and tailor-made terms are required.
Mutuum Finance is also developing a fully collateralized USD-pegged stablecoin on the Ethereum blockchain. The project’s smart contracts are audited in-depth by CertiK, a renowned blockchain security company. Beyond bringing confidence in the integrity and transparency of the code base, this audit also shows that the team is dedicated to building a secure DeFi protocol. To further strengthen this commitment, Mutuum Finance has launched an official Bug Bounty Program in partnership with CertiK, with 50,000 USDT allocated for rewards. The program spans four tiers, critical, major, minor, and low, ensuring all levels of vulnerabilities are identified and incentivized.
Ethereum remains a foundational coin in crypto, yet investors looking for greater upside are increasingly turning toward Mutuum Finance (MUTM). Currently in Phase 5 of its presale, priced at just $0.03, MUTM has already raised over $11.3 million and attracted more than 12,600 investors. As Ethereum consolidates, Mutuum Finance offers real growth potential and early-stage rewards.

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