Mutuum Finance (MUTM) Raises 11.7 Million in Presale Amid SEC ETF Guidelines

Mutuum Finance (MUTM) has garnered significant attention as a top altcoin to invest in, driven by its successful presale and the recent guidelines issued by the US Securities and Exchange Commission (SEC) regarding crypto exchange-traded funds (ETFs).

On July 1, 2025, the SEC introduced a new set of requirements that impose higher standards on ETF issuers, particularly concerning the custody of securities and risk disclosure. These regulations signal the maturation of the crypto market and encourage investors to take crypto projects more seriously.

Mutuum Finance (MUTM) has distinguished itself by raising over 11,700,000 and selling approximately 580 million tokens to 12,700 holders. Its innovative DeFi lending platform and high level of security are key factors contributing to its popularity among investors.

Mutuum Finance (MUTM) is set to launch an innovative native two-way lending platform that combines peer-to-contract and peer-to-peer models. This hybrid model offers users unparalleled flexibility in decentralized lending. The peer-to-contract system allows for dynamic borrowing with a floating interest rate, stabilized through smart contracts. Meanwhile, the peer-to-peer model directly connects lenders and borrowers, making it ideal for volatile assets. This structure is more transparent and customizable compared to centralized platforms.

Additionally, Mutuum Finance (MUTM) is developing a fully collateralized stablecoin on Ethereum to minimize depegging risks commonly seen in algorithmic stablecoins. This stablecoin will facilitate transactions within the ecosystem, further enhancing Mutuum Finance's appeal in the crypto investment landscape.

Mutuum Finance (MUTM) prioritizes security with a CertiK audit, achieving a 95.00 security score. No vulnerabilities were found in its smart contracts, and there have been no security incidents in the past 90 days. The team has also launched a Bug Bounty Program with CertiK, offering $50,000 in USDT rewards across four severity tiers. A new dashboard showcases the top 50 holders, rewarding them with bonus tokens for maintaining their positions, thereby driving community engagement.

Mutuum Finance (MUTM) is currently in Phase 5 of its 11-phase presale, with 60% of the phase filled at $0.03 per token—a 200% increase from Phase 1’s $0.01. Phase 6 will raise the price to $0.035, a 16.7% jump. With a launch price of $0.06, buyers are guaranteed a 100% return on investment. According to analysts' forecasts, Mutuum Finance (MUTM) could reach $3 post-launch in 2025, offering substantial upside. The project’s mtTokens enable users to earn interest and stake for rewards, supported by token buybacks, making it appealing for both short-term gains and long-term crypto investment potential.

Mutuum Finance (MUTM) is building for scalability with plans for Layer 2 solutions to reduce gas fees and improve transaction speeds. This upgrade will support high-volume lending and staking, enhancing the user experience. The protocol’s native stablecoin will further boost liquidity, enabling seamless settlements and passive yield generation. These developments position Mutuum Finance (MUTM) to handle global adoption. The transparent nature of Mutuum Finance aligns well with the SEC's transparent crypto ETF policy, fostering investor trust.

Mutuum Finance (MUTM) is emerging as a highly attractive investment as the crypto marketplace evolves. With Phase 5 underway and a guaranteed 100% ROI at launch, time is running out to secure tokens at $0.03. The project’s scalable infrastructure and upcoming stablecoin make it a leader in DeFi. Investors looking for crypto investing opportunities should explore Mutuum Finance (MUTM) today. Don’t miss out—join the presale and discover why this project is shaping the future of decentralized finance.