Mutuum Finance (MUTM) Presale Surges 47% Sold Out at $0.03

Chainlink (LINK) gained significant market attention in 2020 with a rally that marked a pivotal moment in the decentralized finance (DeFi) sector. This rally was driven by its combination of smart infrastructure and precise use cases, which attracted early investors who were rewarded handsomely.

Currently, a similar level of interest is being directed towards Mutuum Finance (MUTM), a decentralized protocol that is currently in its presale phase at $0.03 per token. With a dual-model lending approach and strong adoption metrics already in motion, Mutuum Finance (MUTM) is poised to follow a trajectory similar to that of LINK, with analysts predicting a 30x upside.

Unlike traditional lending platforms, Mutuum Finance (MUTM) offers users access to both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) borrowing and lending models. The P2C system allows users to deposit assets such as Ethereum (ETH), Solana (SOL), or stablecoins like USDC and USDT into liquidity pools. As these pools are utilized, interest rates adjust automatically based on real borrower activity, creating a yield mechanism driven by actual usage rather than artificial staking rewards.

The P2P model further enhances this by enabling lenders to negotiate directly with borrowers. Users can set custom terms for loans involving assets often ignored by centralized lenders, such as Dogecoin (DOGE), Shiba Inu (SHIB), and Pepe (PEPE). This not only diversifies earning opportunities but also expands access for borrowers seeking liquidity through non-traditional assets.

At the core of the Mutuum Finance ecosystem is the MUTM token. With a total supply of 4 billion and a presale price of $0.03 during Phase 5, this represents the lowest entry point before the next price increase. The project has already attracted over 12,400 holders and raised around $11.1 million. Phase 5 is 47% sold out, and once it concludes, tokens will move to a higher tier pricing. This is the last opportunity to acquire MUTM tokens at a discounted rate before the next presale jump.

The MUTM token will not just serve as a utility placeholder; it will power the platform’s reward system through buybacks and staking distributions. A portion of the protocol’s revenue will be used to purchase MUTM on the open market, with those tokens then redistributed to users who stake in the designated contracts. This will create constant external demand and encourage more users to participate in platform security, directly linking protocol activity to token value growth.

A beta version of the platform is expected to launch by the time the token goes live, giving users immediate access to lending and borrowing tools built for speed and efficiency. The use of Layer-2 integration will lower transaction costs and improve platform responsiveness—key improvements over many existing DeFi platforms struggling with congestion and high gas fees. Alongside the rollout, the ongoing $100K giveaway will reward ten participants with $10,000 worth of MUTM tokens each, giving early supporters another reason to engage before launch.

Mutuum Finance (MUTM) has also initiated an audit from CertiK, one of the most respected security firms in crypto. With a Token Scan Score of 95.00 and a Skynet Score of 75.56, the protocol demonstrates an infrastructure focused on stability and trustworthiness. The audit process included both manual review and static analysis, underscoring the team’s commitment to building a safe and scalable protocol.

As June nears its end, the combination of proven development, active presale traction, and token design aligned with platform growth sets Mutuum Finance (MUTM) apart from its competitors. While LINK’s 2020 rally is now part of DeFi history, MUTM is still in its earliest phase—and the metrics already suggest what’s coming next. With the price locked at $0.03 for a limited time, and Phase 5 rapidly closing, there’s a clear call to action: get in now, or enter later at a higher cost.