Mutuum Finance (MUTM) Presale Raises $12.5 Million, 75% of Tokens Sold

Cardano (ADA) has been attracting significant investor attention with a cautiously optimistic price outlook heading into 2025. However, the spotlight is increasingly shifting towards Mutuum Finance (MUTM), a rapidly emerging DeFi disruptor. Currently priced at $0.03 during its presale stage, MUTM has seen substantial interest, with 75% of its tokens already sold out. The token is expected to see a 16.7% price increase as it moves into the next phase of its presale.

Over $12.5 million has been raised so far, with more than 13,500 investors participating in the presale. As Cardano navigates through regulatory and technical challenges, Mutuum Finance's lending-first protocol is gaining traction for its unique features, including real-world asset integration, non-custodial architecture, and capital-efficient design.

Cardano has recently shown signs of renewed technical momentum, rallying approximately 30% from mid-June lows and climbing above its 200-day Exponential Moving Average (EMA). Key resistance levels are being tested near $0.75–$0.77, and institutional activity has notably increased, with around $73 million in inflows this year. Grayscale has allocated nearly 18.5% of its smart contract fund to ADA, further bolstering its institutional support. The on-chain ecosystem remains robust, with roughly 60% of circulating ADA staked, supporting network decentralization. Catalyst funding rounds continue to drive community innovation, although active daily addresses remain relatively modest, indicating room for broader user adoption. Medium-term price forecasts for Cardano hover around $0.90–$1.00, though macro sentiment and user growth may cap its upside.

Mutuum Finance (MUTM) has emerged as one of the most promising DeFi tokens in 2025. With over $12.5 million raised and more than 13,500 investors already in, the presale is gaining real traction. During phase five, the token is priced at $0.03. The next stage will see the price increase to $0.035, and with an already set official launch price of $0.06, early investors are already on a 100% profit. According to the analyst's forecast, MUTM could skyrocket 9900% to $3 before 2025 ends.

Mutuum Finance offers a non-custodial liquidity protocol where users maintain complete control of their assets throughout decentralized lending. The project follows a dual-model approach that incorporates Peer-to-Contract and Peer-to-Peer lending to achieve greater flexibility and efficiency. The Peer-to-Contract system utilizes smart contracts to establish automatic lending with dynamic interest rates, while the Peer-to-Peer model eliminates middlemen, providing direct access between borrowers and lenders. This model is particularly favored by users for volatile assets like meme coins.

To enhance security, Mutuum Finance has initiated a $50,000 Bug Bounty Program with CertiK. Every vulnerability will be rewarded, with the bounty focusing on four key levels: critical, major, minor, and low. Additionally, Mutuum Finance is hosting a $100,000 giveaway, with 10 people each receiving $10,000 in MUTM tokens. The project has also launched a new leaderboard where the top 50 token holders will be rewarded with bonus tokens for maintaining their ranks.

Mutuum Finance is rapidly gaining ground as one of the top DeFi coins of 2025, raising over $12.5 million from more than 13,500 investors as its presale accelerates. At a price of $0.03 and with Stage 5 nearly complete, the project is drawing serious attention for its real-world lending utility, capital-efficient design, and advanced smart contract models. As Cardano continues its steady rise, Mutuum is positioning itself to potentially outpace ADA in growth by year-end. A built-in $100,000 giveaway, a $50,000 CertiK security bounty, and a rising leaderboard reward system are helping fuel community momentum.