Mutuum Finance MUTM Presale Hits $0.035 Ahead of 15% Price Jump in Phase 7

Generated by AI AgentCoin World
Monday, Aug 18, 2025 6:16 am ET2min read
Aime RobotAime Summary

- Mutuum Finance (MUTM) offers a $0.035 presale price in Phase 6, attracting investors with its decentralized lending/borrowing protocol and potential 300% gains before listing.

- The protocol combines P2C (dynamic interest pools) and P2P (custom loan terms) models, with mtTokens enabling staking rewards and liquidity management.

- Phase 6 has raised $14.6M with 15,300 holders, ahead of a 15% price jump to $0.040 in Phase 7, while CertiK audits and $50K bug bounties reinforce security.

- Analysts highlight MUTM's utility-driven demand cycle, with forecasts targeting $0.10-$0.16 in 3-6 months amid crypto market uncertainty and "cheap with substance" appeal.

Mutuum Finance (MUTM) has emerged as a focal point among value-seeking cryptocurrency investors, with its current Phase 6 presale price set at $0.035. Positioned as a potentially lucrative opportunity, the token has attracted attention for its affordability and underlying utility, with some observers calling it the "steal of the summer" [1]. The project is designed as a decentralized, non-custodial liquidity protocol, enabling users to lend, borrow, and liquidate assets through two distinct models: peer-to-contract (P2C) and peer-to-peer (P2P) [1].

The P2C model allows lenders to earn dynamic interest on pooled liquidity. For instance, a user depositing $27,500 in

at a 12% annual percentage yield could earn $3,300 in passive income annually. Additionally, the protocol issues mtTokens—ERC-20 assets representing deposits and accrued interest—which can be staked to earn MUTM rewards through revenue-driven buybacks [1]. The P2P model, on the other hand, offers borrowers flexibility. A user pledging $35,000 in at a 66% loan-to-value ratio can unlock $23,100 in while maintaining exposure to XRP’s price movements [1]. Custom negotiations in the P2P model also allow for tailored yields, such as a 23% APR on a $32,000 loan secured by $50,000 in PEPE [1].

Currently in Phase 6, Mutuum Finance (MUTM) has raised over $14.6 million, with 15,300 holders and 20% of the total token supply already sold. The upcoming Phase 7 will increase the price to $0.040, a 15% jump, prompting investors to act before the window closes [1]. With a total supply of 4 billion tokens, the token price is set to increase incrementally, reaching $0.06 at the listing stage. For example, an investor who spent $3,000 in Phase 2 at $0.015 would now have a position valued at $7,000 at the current $0.035 presale price. If the token reaches the $0.06 listing price, that initial investment would represent a 300% gain before hitting major exchanges [1].

Security and credibility have been central to the project’s development. The token has undergone audits by CertiK, achieving a 95 Token Scan score and a 78 Skynet score. A $50,000 bug bounty program is also in place to ensure ongoing code integrity [1]. Furthermore, a $100,000 giveaway has contributed to community growth, with the platform already boasting over 12,000 social media followers [1].

The project’s roadmap outlines a series of milestones aimed at expanding utility and adoption. Phase 1 focused on marketing, audits, and listings on tracking platforms. Phase 2 involved platform development, while Phase 3 introduced stress testing and a live demo. Phase 4 marks the full platform launch, including bug bounty activation, exchange listings, multi-chain expansion, and institutional partnerships [1]. Each stage is designed to increase user adoption, directly linking platform activity to ongoing demand for the MUTM token.

Analysts have noted that the structure of Mutuum Finance creates a feedback loop where rising adoption and utility generate buy pressure. Unlike speculative assets, MUTM is tied to real-world usage within its lending and borrowing framework [1]. Some forecasts suggest short-term price targets between $0.10 and $0.16 within three to six months, based on the token’s current trajectory and roadmap [1].

The broader market context adds to MUTM’s appeal. With crypto prices fluctuating and uncertainty persisting, investors are increasingly focused on value and utility. History suggests that those who enter the market during periods of doubt often position themselves for significant gains when momentum returns [1]. Mutuum Finance, with its audited infrastructure, clear utility, and structured roadmap, fits this model, making it an attractive option for those seeking a "cheap with substance" opportunity [1].

Source:

[1] Best Cheap Crypto to Buy Now? A Token at $0.035 Could Be the Steal of the Summer

(https://coinmarketcap.com/community/articles/68a2fa9ebb247e1a57fb84a2/)