Mutuum Finance's 10% Remaining Presale Tokens to Trigger 20% Price Surge

Mutuum Finance (MUTM) is approaching a critical juncture in its token presale, with only 10% of available tokens remaining at the current price of $0.03 before a 20% increase to $0.035 in Phase 6 [1]. The DeFi project, which has raised $12.9 million and sold 90% of its 4 billion token supply to over 13,900 investors, is leveraging a Layer 2 framework to reduce gas fees by up to 90%, positioning itself to address scalability challenges in the decentralized lending sector. The platform’s dual lending model—combining peer-to-contract (P2C) and peer-to-peer (P2P) mechanisms—aims to cater to both risk-averse and speculative investors, offering dynamic interest rates and overcollateralized loans. Early adopters who purchased at $0.01 have seen their investments grow up to six times, with projections suggesting potential 10× returns if the token reaches $0.10 by early 2026 [1].

The project’s roadmap highlights strategic milestones, including external audits, beta testing, and exchange listings. A recent CertiK audit awarded Mutuum Finance a 95.00 scan score and a 77.50 Skynet rating, reinforcing its focus on smart contract security. Community engagement has also been prioritized, with a $100,000 giveaway split into 10 $10,000 prizes to incentivize presale participation. Analysts note that the remaining 10% of tokens at $0.03 represents a final entry point before the next price adjustment, which could amplify demand as the platform transitions toward its beta launch and mainnet deployment.

Mutuum Finance’s P2C model allows lenders to pool stablecoins and major cryptocurrencies, generating projected annual percentage yields (APY) of up to 15% for risk-conscious participants. Conversely, the P2P model accommodates higher-risk borrowers using volatile assets like DOGE as collateral, negotiating terms directly with lenders. This dual approach aligns with broader DeFi trends, where platforms seek to balance innovation with risk mitigation. Early-stage investors, such as a Phase 1 participant who allocated $50,000 at $0.01, have already realized significant gains as the presale progresses.

The presale’s rapid sellout underscores growing confidence in Mutuum Finance’s tokenomics and market positioning. With only $330,000 worth of tokens remaining at the discounted rate, investors are racing to secure positions before the next price tier. The project’s economic structure, which ties token value to on-chain revenue and liquidity through mtTokens, further supports long-term demand. As Layer 2 adoption gains traction in the DeFi space, Mutuum Finance’s focus on scalability and affordability could attract users disillusioned by high gas fees on mainnet chains.

Security and community trust remain central to the project’s strategy. The CertiK audit, coupled with a robust roadmap, addresses critical concerns in the DeFi sector, where smart contract vulnerabilities have historically deterred adoption. Additionally, the $100,000 giveaway has amplified grassroots momentum, with over 12,000 Twitter followers engaging with the platform’s progress. While market conditions and competition pose inherent risks, the presale’s performance—raising $12.9 million in a short period—suggests strong alignment with investor sentiment toward innovative DeFi solutions.

As the presale enters its final phase, the impending 20% price increase may catalyze broader market awareness. The project’s beta testnet launch and token listing are expected to refine user experiences and validate its dual lending model. For investors, the narrowing window to purchase tokens at $0.03 represents a strategic opportunity ahead of anticipated price appreciation. However, participants are advised to conduct thorough research, as the projections for $0.06 and $0.10 valuation tiers remain speculative and subject to market dynamics [1].

Source: [1] [Mutuum Finance (MUTM) Prepares for Next Surge, 10% Tokens Left Before Price Rises by 20%] [https://blockonomi.com/mutuum-finance-mutm-prepares-for-next-surge-10-tokens-left-before-price-rises-by-20/]