Mosaic Insurance Launches Digital Asset Coverage Suite

Mosaic Insurance has introduced a new product suite targeting the digital asset market, combining cyber and financial institutions (FI) crime coverage to address the needs of this industry. The offering provides tailored protection for businesses navigating complex risks and offers up to £/$/€10m in capacity for cyber and tech exposures and up to £/$/€5m for crime exposures. Mosaic has partnered with Native, a specialist broker in digital assets, to support the launch.

Mosaic Insurance, a global specialty insurer based in Bermuda, has entered the digital asset market with a new product suite designed to provide robust protection for businesses in this rapidly growing sector. The new offering combines cyber and financial institutions (FI) crime coverage, addressing the complex risks faced by digital asset businesses. This modular product suite offers tailored protection, with up to £/$/€10 million in capacity for cyber and technology errors and omissions (E&O) exposures, and up to £/$/€5 million for crime exposures [2].

The product is designed to meet the evolving needs of a wide range of digital asset clients, including exchanges, custodians, trading platforms, blockchain analytics firms, miners, exchange-traded funds (ETF) structures, real world asset (RWA) platforms, and wallet providers. These businesses have often faced fragmented market responses, with narrow cover, limited capacity, or declinations driven by perceived volatility or regulatory uncertainty [2].

Mosaic's new product suite offers cyber, tech, and crime coverage from a single underwriting platform, removing common coverage gaps. This unified approach ensures that digital asset clients receive comprehensive protection tailored to their unique risks. The product is underwritten via Mosaic’s worldwide agency network on behalf of its Lloyd’s Syndicate 1609 and is backed by Mosaic’s A+-rated global carrier partners [2].

Mosaic Insurance's entry into the digital asset market is supported by a strategic partnership with Native Broking, a London-based broker that specializes in coverage for digital assets. This collaboration reflects Mosaic’s commitment to forming sustainable partnerships that advance insurance solutions for emerging industries [2].

The launch of Mosaic Insurance’s new product suite is a significant development in the digital asset insurance market, providing much-needed capacity and tailored coverage to businesses navigating the complex risks of this industry. As digital assets continue to grow in importance and influence, insurers like Mosaic are positioning themselves to meet the evolving needs of this dynamic sector [2].

References:
[1] https://www.benzinga.com/crypto/cryptocurrency/25/07/46638233/blackrocks-head-of-digital-asset-strategy-to-join-ethereum-treasury-company-sharplink
[2] https://www.insurancejournal.com/news/international/2025/07/25/833212.htm