Morgan Stanley Maintains Underweight Recommendation for SoFi Technologies (SOFI) with Average One-Year Price Target of $21.15/Share
ByAinvest
Monday, Sep 29, 2025 11:09 pm ET1min read
SOFI--
SoFi Technologies, a fintech company, has shown remarkable growth since its public debut on June 1, 2021. The company's stock price has more than doubled since its IPO, with a year-to-date gain of 82.5%. However, recent concerns about recession have impacted fintech stocks, including SoFi [1].
Morgan Stanley's recommendation is based on several factors. The firm expects SoFi's revenue growth to slow down, with the company aiming for 30% member growth and 20% revenue growth. Additionally, the company's recent expansion into new financial products and services may not be enough to offset the potential downturn in the economy [1].
SoFi's recent announcements, such as the launch of a new, actively managed exchange-traded fund (ETF) focused on artificial intelligence and a partnership with Lightspark to leverage blockchain technology for international money transfers, have been met with mixed reactions. While some analysts see these moves as positive, others are cautious about the potential risks and uncertainties involved [1].
The company's third-quarter earnings report, expected in late October, will provide more insights into SoFi's financial health. The earnings report will likely be closely watched by investors and analysts alike, as it will give a clearer picture of the company's performance and future prospects [1].
In conclusion, Morgan Stanley's "Underweight" recommendation for SoFi Technologies reflects the firm's cautious stance on the company's growth prospects. However, the stock's performance over the past year and its ambitious expansion plans may continue to attract investors seeking high-growth opportunities in the fintech sector [1].
Morgan Stanley maintains a "Underweight" recommendation for SoFi Technologies (SOFI) and predicts a 24.40% downside from its latest closing price of $27.98/share. The average one-year price target is $21.15/share, with forecasts ranging from $6.06 to $31.50. The projected annual revenue is $3,118MM, a 2.93% increase.
Morgan Stanley has issued an "Underweight" recommendation for SoFi Technologies (SOFI), predicting a 24.40% downside from its latest closing price of $27.98 per share. The average one-year price target stands at $21.15 per share, with forecasts ranging from $6.06 to $31.50. The projected annual revenue is $3,118 million, a 2.93% increase [1].SoFi Technologies, a fintech company, has shown remarkable growth since its public debut on June 1, 2021. The company's stock price has more than doubled since its IPO, with a year-to-date gain of 82.5%. However, recent concerns about recession have impacted fintech stocks, including SoFi [1].
Morgan Stanley's recommendation is based on several factors. The firm expects SoFi's revenue growth to slow down, with the company aiming for 30% member growth and 20% revenue growth. Additionally, the company's recent expansion into new financial products and services may not be enough to offset the potential downturn in the economy [1].
SoFi's recent announcements, such as the launch of a new, actively managed exchange-traded fund (ETF) focused on artificial intelligence and a partnership with Lightspark to leverage blockchain technology for international money transfers, have been met with mixed reactions. While some analysts see these moves as positive, others are cautious about the potential risks and uncertainties involved [1].
The company's third-quarter earnings report, expected in late October, will provide more insights into SoFi's financial health. The earnings report will likely be closely watched by investors and analysts alike, as it will give a clearer picture of the company's performance and future prospects [1].
In conclusion, Morgan Stanley's "Underweight" recommendation for SoFi Technologies reflects the firm's cautious stance on the company's growth prospects. However, the stock's performance over the past year and its ambitious expansion plans may continue to attract investors seeking high-growth opportunities in the fintech sector [1].

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