MoonPay's Full-Stack Stablecoin Shift Reshapes Enterprise Payments Landscape

MoonPay, the global leader in crypto payments, has launched an enterprise stablecoin platform integrated with M0, a programmable infrastructure for application-specific stablecoins. The platform enables businesses to issue and manage fully reserved digital dollars across multiple blockchains, positioning MoonPay as a full-stack infrastructure provider for stablecoin issuance, distribution, and compliance according to the report. The service, initially expanding across the U.S., Latin America, and Asia, leverages MoonPay's global licensing and M0's open, interoperable architecture to offer customized stablecoins tailored to corporate needs .

The move marks a strategic evolution for MoonPay, shifting from a fiat-to-crypto on-ramp to a comprehensive payments network. By integrating M0's technology, the company now supports the entire value chain-from asset creation to global distribution via its buy, sell, swap, and payment tools . Luca Prosperi, CEO of M0, emphasized that MoonPay's entry into custom issuance strengthens its role as a key stablecoin infrastructure provider, spanning on/off ramps, payments, and programmable solutions .

To lead this initiative, MoonPay appointed Zach Kwartler, formerly of Paxos, as Head of Stablecoins. Kwartler brings expertise in scaling white-label stablecoin products, having previously worked on systems for PayPal and Mercado Libre. Derek Yu, ex-Paxos treasurer, now oversees cash and liquidity operations. Ivan Soto-Wright, MoonPay's CEO, highlighted that Kwartler's experience in building compliant, secure products is critical to delivering enterprise-grade solutions .

The platform builds on MoonPay's recent acquisitions of Iron, Meso, and Helio, which expanded its API-first infrastructure and payment connectivity. This integration allows businesses to deploy stablecoins for real-world applications, including cross-border payments and trade finance, with immediate access to MoonPay's global network . The company also recently partnered with pump.fun, a Solana-based memecoin generator, to enable crypto purchases via traditional payment methods .

MoonPay's expansion into stablecoin issuance comes amid growing demand for programmable money in enterprise sectors. According to market forecasts, the company's U.S. rollout aligns with broader trends, including JPMorgan's forecast of a $750 billion stablecoin market within a few years. By targeting key markets with high cross-border payment activity, MoonPay aims to capitalize on the shift toward digital dollars as a faster, lower-cost alternative to traditional systems .