Moneyview files for India IPO of 15B rupees new shares

Moneyview files for India IPO of 15B rupees new shares

Moneyview Files for India IPO of INR 3,400–3,420 Crore, Targets USD 2 Billion Valuation

Bengaluru-based fintech firm Moneyview has taken a significant step toward its public listing by filing for an initial public offering (IPO) in India. The company, which provides digital credit and personal finance solutions to underserved customers, aims to raise INR 3,400–3,420 crore (~USD 400 million) through a mix of fresh shares and an offer for sale (OFS) according to IPO reports. The IPO is expected to value the company at approximately USD 1.8–2.2 billion, building on its September 2024 valuation of ~USD 1.2 billion.

Moneyview, founded in 2014 by Puneet Agarwal and Sanjay Aggarwal, has established itself as a leader in India's digital lending sector. The company reported INR 16,700 crore in assets under management (AUM) as of March 2025, with consolidated net profits growing 40% year-on-year to INR 240 crore in FY25. Its profitability, sustained since FY21, distinguishes it in a sector often marked by high burn rates. The firm's AI-driven credit scoring models and partnerships with over 20 non-banking financial companies (NBFCs) and banks have enabled rapid growth, serving over 40 million borrowers across 500 cities.

The IPO proceeds will primarily fund loan book expansion, AI-driven credit infrastructure, and technology investments. Key investors, including Tiger Global, Accel, and Winter Capital, are expected to dilute their stakes via the OFS. Moneyview also recently secured INR 251.28 crore (~USD 30 million) in debt financing in September 2024 to bolster its operations.

Regulatory milestones, such as an expanded Reserve Bank of India (RBI) license for secured lending and SME finance, and a rating upgrade to 'IND A-/Stable' by India Ratings & Research, underscore the company's operational readiness. Moneyview formally converted into a public limited company in June 2025 and is expected to list in early 2026.

While the IPO's success will depend on market conditions and investor appetite, Moneyview's track record of profitability and disciplined credit risk management positions it as a compelling prospect in India's evolving fintech landscape.

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