Best Money Market Account Rates Today: March 5, 2025 (Up to 4.51% APY)

As of March 5, 2025, the best money market account (MMA) rates available in the market range from 4.10% to 4.51% APY. These competitive rates offer savers an attractive option for growing their funds while maintaining liquidity. Let's explore the top-rated MMAs and their features to help you make an informed decision.

1. Quontic Bank Money Market Account
- APY: 4.51%
- Minimum deposit: $100
- Minimum balance: None
- Monthly fee: None
- Check-writing privileges: No
- Debit card: Yes
- Withdrawals per statement period: 6
- Quontic Bank offers a competitive APY with a low minimum deposit and no monthly fees. However, it limits withdrawals to six per statement period.

2. Vio Bank Cornerstone Money Market Savings Account
- APY: 4.56%
- Minimum deposit: $100
- Minimum balance: None
- Monthly fee: None with e-statements
- Check-writing privileges: No
- Debit card: No
- Withdrawals per statement period: Unlimited
- Vio Bank provides a very competitive yield with no monthly fees and unlimited withdrawals. However, it lacks check-writing privileges and a debit card.

3. CFG Community Bank High Yield Money Market Account
- APY: 4.52%
- Minimum deposit: $1,000
- Minimum balance: $1,000
- Monthly fee: $10 (waived with $1,000 balance)
- Check-writing privileges: No
- Debit card: No
- Withdrawals per statement period: Unlimited
- CFG Bank offers a competitive APY with an option to waive the monthly fee. However, it requires a minimum balance of $1,000 and lacks check-writing privileges and a debit card.

4. Sallie Mae Bank Money Market Account
- APY: 4.10%
- Minimum deposit: $0
- Minimum balance: $0
- Monthly fee: None
- Check-writing privileges: Yes
- Debit card: No
- Withdrawals per statement period: Unlimited
- Sallie Mae Bank offers check-writing privileges with no minimum deposit or monthly fees. However, its APY is lower compared to other top-rated MMAs.



When choosing the best money market account, consider your investment goals, risk tolerance, and the features that matter most to you. The top-rated MMAs offer competitive APYs, but they also have unique features and requirements. Be sure to weigh the pros and cons of each option before making a decision.

In conclusion, the best money market account rates today, March 5, 2025, range from 4.10% to 4.51% APY. By understanding the features and benefits of the top-rated MMAs, you can make an informed decision and choose the best option for your financial needs.