Mitsubishi UFJ (MUFG) Stock Soars 4.69% on Strong Capital Ratios

On August 15, 2025, Mitsubishi Ufj's stock surged by 4.69% in pre-market trading, reflecting a significant upward momentum in investor sentiment.

Mitsubishi UFJ Financial Group (MUFG) recently disclosed its Basel III risk-adjusted capital ratios for the quarter ending June 30, 2025. The total capital ratio stood at 18.67%, a slight decrease of 0.16 percentage points from the previous quarter. The Tier 1 capital ratio was 16.59%, down 0.05 points, and the Common Equity Tier 1 (CET1) ratio was 13.95%, down 0.23 points. Despite these declines, the overall capital balances increased, with total consolidated capital rising to ¥20,301.8 billion and risk-weighted assets increasing to ¥108,725.1 billion.

At the operating-bank level, MUFG Bank reported a total capital ratio of 19.43% and a CET1 ratio of 14.77%. Mitsubishi UFJ Trust and Banking reported a total capital ratio of 19.21% and a CET1 ratio of 12.83%. These figures indicate that while there were modest declines in capital ratios, the absolute capital balances generally rose, suggesting a strong financial position.

Analysts note that the increase in risk-weighted assets, which rose by ¥1,794.7 billion, contributed to the compression of capital ratios. However, the absolute capital balances increased, with total capital rising by ¥156.7 billion and Tier 1 capital by ¥238.7 billion. This indicates that MUFG maintains a robust capital position, providing a comfortable buffer above the 8% regulatory capital requirement.