MiniPay Launches Global-to-Local Stablecoin Payments with Noah Partnership

Opera’s Celo-based MiniPay wallet has launched a new feature in partnership with payment infrastructure provider Noah, enabling global-to-local stablecoin payments. This collaboration aims to address the fragmented and inaccessible experience often associated with stablecoins, offering a fully non-custodial solution that connects global banking rails with local payment methods.

Users of MiniPay will soon be able to create virtual USD and EUR accounts, allowing them to receive payments via ACH (Automated Clearing House) and SEPA (Single Euro Payments Area). These funds will be automatically converted into stablecoins such as USDT, USDC, or cUSD within the MiniPay wallet. Users can then spend these stablecoins or withdraw them in local currencies, all within the same app, retaining full control over their funds and transacting globally without intermediaries.

This new feature is particularly beneficial for freelancers in Africa and Latin America, as well as migrant workers and teams situated in different locations. It removes barriers such as high fees and the need for foreign bank accounts, providing a seamless and efficient payment solution. According to the announcement, this represents a significant turning point, as users can now receive USD or EUR via traditional banking rails and use these funds through stablecoins without needing custodians, exchanges, or third-party apps.

Shah Ramezani, CEO and Founder of Noah, described this as a category-defining moment, stating that together with MiniPay, they are offering users global earnings with local access—no intermediaries, no delays, and no friction. Murray Spark, Head of Ecosystem and Commercial at MiniPay, echoed this sentiment, highlighting that by combining global rails like ACH with local payment methods like M-Pesa, all within MiniPay’s simple, non-custodial wallet, they are unlocking stablecoin utility for everyday users.

MiniPay, with over 8 million activated wallets and 200 million processed transactions, is available in over 50 countries. The new functionality extends users’ ability to send payments to over 70 destinations through local rails such as M-Pesa in Kenya, Pix in Brazil, and bank transfers in Nigeria. Noah, fully compliant in over 70 countries, provides an API that connects fiat and crypto payment flows across Latin America, Africa, and Asia, further enhancing the partnership’s capabilities.

This collaboration between Opera’s MiniPay and Noah represents a significant advancement in the stablecoin payment landscape, offering users a seamless and efficient way to manage their funds globally and locally. By removing intermediaries and providing a non-custodial solution, this partnership aims to make stablecoin payments more accessible and user-friendly, addressing the needs of a diverse range of users, including freelancers, migrant workers, and teams situated in different locations.