Michael Zamsky Sells 5,515 Shares of Capital One Financial Corp.

Capital One Financial Corp. (COF) has announced that Michael Zamsky, Chief Credit & Financial Risk Officer, has disposed of 5,515 shares at a price of $209.59 per share on August 4, 2025.

Capital One Financial Corp. (COF) has recently experienced a notable insider transaction involving Michael Zamsky, the Chief Credit & Financial Risk Officer. On August 4, 2025, Zamsky disposed of 5,515 shares of the company's stock at a price of $209.59 per share. This sale represents a significant reduction in his ownership stake in the financial services provider.

Zamsky's transaction follows a pattern of insider selling observed in recent quarters. In May 2025, he sold 9,560 shares, which represented a 32.24% decrease in his ownership stake [2]. The latest sale, totaling 5,515 shares, further indicates a trend of insider selling, although the exact percentage decrease in his ownership is not immediately clear without access to his prior holdings.

Capital One Financial's stock has been the subject of various institutional investor activities. Heritage Trust Co. reduced its holdings by 7.5% in Q1 2025, owning 18,835 shares valued at approximately $3,377,000 [1]. Meanwhile, several other institutional investors, including Lone Pine Capital LLC, Diamond Hill Capital Management Inc., and FMR LLC, have increased their stakes in the company [1]. This mix of insider selling and institutional buying suggests a complex interplay of factors influencing the stock's performance.

The latest earnings report from Capital One Financial highlighted a strong quarter, with earnings per share (EPS) of $5.48, significantly surpassing the consensus estimate of $1.93. Additionally, the company announced a quarterly dividend of $0.60 per share, scheduled for payment on September 2, 2025 [1]. Despite these positive indicators, the insider selling could signal a cautious outlook among high-level executives.

Analysts have reacted to the recent insider transactions and overall market conditions. Wall Street Zen upgraded Capital One Financial from a "hold" rating to a "buy" rating in July 2025, while Redburn Atlantic raised its rating to a "strong-buy" [1]. These upgrades, coupled with the company's strong financial performance, may provide reassurance to investors despite the insider selling.

In summary, the latest insider transaction by Michael Zamsky at Capital One Financial Corp. adds to the recent trend of insider selling. While the company continues to attract institutional investors and post strong earnings, the insider activity warrants close scrutiny by investors. Further analysis of the company's overall financial health and market outlook will be crucial in understanding the implications of these transactions.

References:
[1] https://www.marketbeat.com/instant-alerts/filing-heritage-trust-co-sells-1537-shares-of-capital-one-financial-corporation-nysecof-2025-08-03/
[2] https://www.marketbeat.com/instant-alerts/filing-geneos-wealth-management-inc-raises-holdings-in-capital-one-financial-corporation-nysecof-2025-07-31/