Metallicus and Payfinia: Revolutionizing US Credit Unions with Crypto and Instant Payments

Metallicus, a leader in blockchain technology for financial institutions, and Payfinia, an instant payments service provider and U.S. Credit Union Service Organization (CUSO), have joined forces to establish a framework for offering embedded instant payment capabilities coupled with cryptocurrency services to credit union members nationwide. This strategic partnership aims to equip credit unions with advanced financial infrastructure, enabling them to remain competitive in an evolving financial landscape.

By operating their respective CUSOs, Metallicus and Payfinia provide credit unions with custom blockchain solutions and instant payment functionality, complete with extensive fraud controls. Metallicus' suite of cryptocurrency products, including Metal Pay, a consumer-facing crypto trading app, and a supporting API, enables seamless fiat-to-crypto transactions for financial institutions. Through this partnership, Payfinia becomes one of Metallicus' preferred API and payment services partners for Metal Pay, facilitating the seamless embedding of instant money movement and cryptocurrency services into online and mobile banking infrastructures.

This integration empowers credit union members to buy and sell cryptocurrency, instantly move between fiat and crypto, and securely manage digital assets, all within the same trusted environment as their traditional accounts. By joining the Metal Blockchain Banking Innovation Program, Payfinia will collaborate with Metallicus' industry-leading engineering team to develop compliant financial solutions, including stablecoins, instant payments, tokenized assets, and digital identity solutions. All innovations are built on Metal Blockchain, a BSA-compliant blockchain with integrated KYC/AML controls, ensuring security and regulatory compliance from the ground up.

Frank Mazza, Metallicus Director of Blockchain for Institutions and FinTechs, stated, "This partnership solidifies Metallicus' commitment to delivering compliant blockchain and cryptocurrency infrastructure and innovative money movement solutions for financial institutions. By joining forces with Payfinia as one of our preferred API payment services partners, we ensure credit unions have access to secure, regulatory-compliant crypto solutions that meet the evolving needs of their members while maintaining industry competitiveness."

Keith Riddle, General Manager, Payfinia CUSO, expressed enthusiasm about the partnership: "We are thrilled to be at the forefront of unique partnerships, as Payfinia's secure instant payments framework creates a bridge between standard monetary systems and an emerging digital asset framework managed by Metallicus. Enabling use cases that are fully embedded within existing digital experiences simplifies payments orchestration, leverages a suite of layered fraud controls, and unifies real-time send and receive capabilities."

This partnership comes at a critical moment as cryptocurrency and instant payment adoption, as well as regulatory frameworks, continue to evolve in the United States. For more information about this partnership or the Metal Blockchain Banking Innovation Program, please visit metallicus.com or payfinia.com. To learn more, Payfinia and Metallicus will be attending America's Credit Unions Governmental Affairs Conference 2025 in Washington D.C., taking place March 2 through 6. Please contact Keith Riddle, General Manager, Payfinia CUSO – keith.riddle@payfinia.com, or Frank Mazza, Metallicus Director of Blockchain for Institutions and FinTechs – frank.mazza@metallicus.com to schedule an introductory discussion.

In conclusion, the partnership between Metallicus and Payfinia offers credit unions a comprehensive, secure, and compliant framework for embedding instant payment capabilities and cryptocurrency services into their online and mobile banking platforms. By leveraging this innovative solution, credit unions can enhance their competitiveness, meet the evolving needs of their members, and maintain regulatory compliance in the rapidly changing financial landscape.