MeridianLink's 15-minute chart shows KDJ Death Cross and Bearish Marubozu.

According to the 15-minute chart for MeridianLink, a technical indicator known as the KDJ Death Cross has been triggered, accompanied by a bearish Marubozu at 08/15/2025 14:00. This indicates that the momentum of the stock price is shifting towards a downward trend, with a potential for further decline. Sellers appear to be in control of the market, and there is a likelihood of bearish momentum continuing.

MeridianLink Inc. (MLNK), a provider of software for financial institutions and consumer reporting agencies, reported mixed financial results for the second quarter of 2025. The company's net revenues climbed to $84.6 million, marking a 7.5% year-over-year (YoY) increase from $78.7 million in the same period last year [1]. Despite this revenue growth, MeridianLink incurred a net loss of $3.0 million, an improvement from the net loss of $9.7 million in the prior year.

The company's core lending software revenue grew by 12% YoY to $68.7 million, driven by new customer signings and cross-sell activity among existing clients. Subscription revenue, which forms the base of MeridianLink's predictable income stream, accounted for 84% of total GAAP revenue, totaling $71.1 million. However, the data verification software segment, which is more exposed to market swings due to its reliance on mortgage lending, faced a 1% YoY decline to $15.9 million [1].

MeridianLink's adjusted EBITDA rose to $38.4 million, increasing the adjusted EBITDA margin to 45%, up from 40% in the previous year. Free cash flow also improved, increasing by nearly 38% to $17.1 million. The company's cash and equivalents stood at $91.1 million at the end of the quarter, indicating strong cash generation [1].

However, MeridianLink faces challenges that need to be addressed to improve its bottom line. The company's net loss position, dependency on the financial institution industry, and high interest expenses are areas that require attention. Opportunities for growth include market expansion and targeting emerging financial services providers and international markets [1].

On August 11, 2025, the company announced a $2.0 billion all-cash acquisition by Centerbridge Partners at $20 per share. This acquisition offers shareholder liquidity but raises questions about operational continuity and valuation. The acquisition also suspends MeridianLink's financial guidance for the remainder of 2025 [1].

According to the 15-minute chart for MeridianLink, a technical indicator known as the KDJ Death Cross has been triggered, accompanied by a bearish Marubozu at 08/15/2025 14:00. This indicates that the momentum of the stock price is shifting towards a downward trend, with a potential for further decline. Sellers appear to be in control of the market, and there is a likelihood of bearish momentum continuing [2].

References:
[1] https://www.ainvest.com/news/meridianlink-mlnk-swot-analysis-revenue-growth-challenges-2508/
[2] https://www.bloomberg.com/news/articles/2025-08-14/centerbridge-taps-1-4-billion-of-private-debt-for-meridianlink