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The article compares the value of two top travel rewards credit cards, The Platinum Card from American Express and a lower-fee option, on a $10,000 trip. The Platinum Card offers a sign-up bonus of up to 175,000 Membership Rewards Points, which can be converted to up to $1,750 in savings, along with luxury travel perks such as late check-outs, resort credits, and room upgrades. The card's annual fee is $695.

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