Matrixport Launches XAUm Collateralized Loan Product With 80% Ratio

Generated by AI AgentCoin World
Wednesday, Jul 16, 2025 2:26 am ET1min read
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Matrixport has officially launched a gold token XAUm collateralized loan product, marking a significant expansion in the financial use cases for XAUm. This new product allows XAUm holders to pledge their tokens within the Matrixport app to borrow either USDC or

USDT
, with an 80% collateralization ratio. This development is part of Matrixport's broader strategy to enhance the utility of XAUm, following the establishment of a $3 million XAUm strategic reserve earlier this year.

Matrixport's lending products now support collateralized loans for a diverse range of 10 mainstream assets, including BTC, ETH, SOL, and STBT, among others. This move not only broadens the financial applications of XAUm within centralized institutions but also streamlines the process for XAUm holders to optimize their capital efficiency. Previously, XAUm has been integrated into various on-chain protocols, supporting swap functions on platforms like

UniSwap
,
PancakeSwap
, and Rooster, as well as being used in over-collateralized lending protocols such as Kinza Finance, Avalon Finance, and Curve Lend.

By introducing this new collateralized lending feature, Matrixport is further solidifying its commitment to promoting the enhancement of XAUm application scenarios. This initiative is expected to attract more users to the Matrixport platform, as it provides a convenient and efficient way for XAUm holders to leverage their assets. The integration of XAUm into the Matrixport app simplifies the process for users to access liquidity, making it easier for them to participate in the broader cryptocurrency market.

This development underscores Matrixport's dedication to innovation and its efforts to provide comprehensive financial services within the cryptocurrency ecosystem. The launch of the XAUm collateralized loan product is a testament to the company's ability to adapt to the evolving needs of its users and to offer cutting-edge solutions that enhance the utility of digital assets. As the cryptocurrency market continues to grow, Matrixport's initiatives are likely to play a crucial role in shaping the future of digital finance.