Mastercard Incorporated (NYSE:MA) Announces Partnership with PhotonPay for Global Commercial Credit Card

PhotonPay has launched a physical Mastercard Commercial Credit Card for global businesses, expanding its payment solution portfolio and addressing challenges in global expansion, such as fluctuating exchange rates and limited offline usability. The card is accepted by 150 million merchants in 210 countries and regions through Mastercard's network, and enables businesses to manage cards efficiently by issuing, freezing, or canceling them on demand.

PhotonPay, a global digital financial infrastructure provider, has launched its physical Mastercard Commercial Credit Card, marking a significant milestone in its payment solution portfolio. The card is designed to empower global businesses by addressing common challenges in cross-border payments, such as fluctuating exchange rates and limited offline usability.

The new card, issued by PhotonPay in Hong Kong, is deeply integrated with Mastercard's extensive global network, enabling acceptance at 150 million merchants in 210 countries and regions. This integration ensures that businesses can manage their payments efficiently, both online and offline. The card is linked directly to PhotonPay's multi-currency account system, providing businesses with greater liquidity and flexibility in managing global funds.

PhotonPay's Mastercard Commercial Credit Card offers advanced features, including the ability to issue, freeze, or cancel cards on demand. Businesses can also customize spending parameters such as currencies, limits, time frames, and merchant categories. All transactions are synced in real-time to PhotonPay's smart reconciliation engine, providing businesses with true global payment visibility and control.

"The launch of the physical Mastercard Commercial Credit Card marks a significant step in PhotonPay's global payment strategy," said Lewison Chen, Founder and CEO of PhotonPay. "By integrating our robust digital financial infrastructure with Mastercard's extensive global network, we're delivering a solution that brings greater visibility, control, and flexibility to global payments across more markets and more business models than ever before."

PhotonPay's innovative card solution complements its existing range of financial services, which include Global Accounts, Card Issuing, Online Payments, Payouts, FX Management, and Embedded Finance. The company has become a Mastercard issuer in Hong Kong and a fintech card issuer in the Greater China region for Discover® Network.

References:
[1] PhotonPay Launches Physical Mastercard Commercial Credit Card to Empower Global Business Payments. (2025, July 15). PRNewswire. Retrieved from https://www.prnewswire.com/news-releases/photonpay-launches-physical-mastercard-commercial-credit-card-to-empower-global-business-payments-302505442.html
[2] Oro Inc. Announces the Launch of OroPay, a Unified Payment Solution for B2B Commerce. (2025, July 10). PRNewswire. Retrieved from https://www.prnewswire.com/news-releases/oro-inc-announces-the-launch-of-oropay-a-unified-payment-solution-for-b2b-commerce-302502568.html